SoFi shares have been on fire in the past three years, as they’ve risen 465% thanks to strong financial performance.

SoFi Technologies (SOFI +4.04%) has been one of the hottest investments recently. Shares are up 70% in 2025 (as of Dec. 16). And they have climbed 465% in the past three years.

The fintech stock is taking a breather, as it’s 18% below its peak. If you’re interested in SoFi, then mark your calendar for Jan. 26.

Person using smartphone with SoFi logo in the background.

Image source: Getty Images.

SoFi’s financial results will be revealed

That’s the date that SoFi is expected to report its fourth-quarter 2025 financial results, which includes the last three months of this calendar year. Investors can get valuable insights into how the business is performing. Management also conducts an earnings call to discuss important developments from the quarter and to provide guidance.

SoFi’s reported earnings per share have exceeded Wall Street consensus estimates in 13 straight quarters, which might indicate that leadership typically gives a conservative outlook.

SoFi Technologies Stock Quote

Today’s Change

(4.04%) $1.02

Current Price

$26.29

Key Data Points

Market Cap

$33B

Day’s Range

$25.95 – $26.72

52wk Range

$8.60 – $32.73

Volume

19K

Avg Vol

72M

Gross Margin

60.33%

Look for growth to continue

SoFi has been performing exceptionally well. When the Q4 numbers come out, investors will want to look at customer additions to make sure the company’s products and services continue to resonate with users. Sales growth should also be noted, with robust loan originations and fee revenue.

SoFi is now making consistent profits. And its bottom line has expanded at a rapid pace. It will be very encouraging to see net income rise significantly in the fourth quarter on a year-over-year basis, showcasing a scalable business model.

Neil Patel has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.