Gold (GC=F) futures opened at $4,079.90 per ounce on Thursday, down 0.1% from Wednesday’s close of $4,082.80. Gold has not opened above $4,100 since Nov. 14.

The Federal Reserve committee that sets interest rates released minutes from its October meeting on Wednesday. The notes confirm policymakers had “strongly differing views” on the appropriate rate action for the next meeting in December. “Many” committee members said their economic outlooks would likely support no rate change in December.

Learn more: Jobs report: Delayed September data set for release Thursday

Traders are increasingly taking a more conservative view of the short-term rate outlook. CME FedWatch currently calculates a 72.2% chance the Fed will leave rates unchanged at the next meeting. On Oct. 20, investors were pricing in a 98.8% probability that the Fed would lower rates by a quarter-point in December. One week ago, the percentage fell to 50.1%.

Continuing high interest rates make gold look less attractive compared to yield-bearing assets like cash.

Learn more: Is the ‘no-hire, no-fire’ labor market narrative breaking as job cuts mount?

The opening price of gold futures on Thursday was down 0.1% from Wednesday’s close. Here’s a look at how the opening gold price has changed versus last week, month, and year:

One week ago: -3.5%

One month ago: -3.9%

One year ago: +54.6%

On Nov. 14, gold’s one-year gain was 63.4%.

24/7 gold price tracking: Don’t forget you can monitor the current price of gold on Yahoo Finance 24 hours a day, seven days a week.

Want to learn more about the current top-performing companies in the gold industry? Explore a list of the top-performing companies in the gold industry using the Yahoo Finance Screener. You can create your own screeners with over 150 different screening criteria.

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If you are socking gold bars away for a rainy day, there may be an opportunity to earn some tax perks in the process. You could establish a gold IRA to hold those assets and diversify your retirement wealth.

Learn more: How to invest in gold in 4 steps

A gold IRA is a specialty form of self-directed IRA that’s designed for gold and other precious metals.

The table below compares the main features of standard IRAs and gold IRAs.

You must work with a specialty provider that can ensure your account complies with these IRS restrictions:

Storage. Your gold must be held in an IRS-approved facility.

Asset types. A gold IRA can hold physical gold, silver, platinum, or palladium — but not all forms of these metals are eligible. For example, gold bullion and silver coins and bars must meet purity requirements. Additionally, gold bars must come from approved refiners.

Learn more: Gold IRA: Benefits, risks, and how it differs from a traditional IRA

Whether you’re tracking the price of gold since last month or last year, the price-of-gold chart below shows the precious metal’s steady upward climb in value.