Tern’s range of e-bikes is one of the most diverse you’ll find, including folding bikes with various wheel sizes, hybrids, pseudo beach cruisers and, at the heart of the range, the cargo bikes. The majority of their bikes share two traits: low step-over height and flat bars.

These make all their bikes pleasingly accessible as do all the extra features that help make them easy to ride and live with – important when it comes to cargo bikes which are typically big, heavy, and require space to store.

With the school run in mind, I tested the £5,900 (not including accessories) GSD S10 Gen 3, their top-of-the-S10-range e-cargo bike. The R14 range which features the same frame will set you back even more, thanks to a Rohloff speedhub gear system and belt drive transmission.

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All their GSD bikes are a similar compact design with different specs. This S10 step-through bike comfortably squeezed two passengers and the rider onto a 135cm long wheelbase. Quite incredibly for a bike that carries three people and baggage, that’s just 36cm longer than most 6.9kg, carbon fibre race bikes.

Tern GSD S10 e-cargo bike test frame and battery pack

Tern’s frames are relatively small, but built to carry big loads

(Image credit: Future)

Woom bike with 20-inch wheels) might make for a twitchy ride, but, like me, you’d be wrong. They’re perfectly suited to the low speeds a bike like this is ridden at and makes it more maneuverable than a front-loading bike, like the Raleigh stride 3, or the slightly longer Specialized Porto.

The only, very minor, downside of the smaller wheels was descending on bridleways when compared to bigger wheels. I’d been riding the Specialized Porto with 700c wheels beforehand, and the Tern wasn’t quite as surefooted on loose surfaces. But I don’t think many people will be buying this bike to tackle rough terrain.

Tern GSD S10 e-cargo bike test Suntour suspension forks

(Image credit: Future)

What does help over bumps and poor surfaces is the suspension. The GSD comes with a set of Suntour suspension forks with 70mm of travel, and a Cane Creek Thudbuster seatpost. As well as softening the hard hits, the forks made it more intuitive to ride out of the saddle up a hill, as the front end moves in tune with your weight as it rocks from side to side.

Although you’re never going to hit high speeds on the GSD, you still need some serious stopping power when you consider the weight of the bike. An adult, two children and some shopping bags could easily amount to 100kg plus. 203mm rotors with four-piston, double pad hydraulic Magura callipers provide this, and, in a first for me, the bike comes with an Anti-Lock Braking System (ABS), making it impossible to lock up the front wheel.

Tern GSD S10 e-cargo bike test front brake rotors

An ABS braking system means you’re never likely to lose the front wheel if slamming on the brakes

(Image credit: Future)

At least I didn’t manage it, despite multiple attempts. I thought I had as I slammed on the front brake (on dry tarmac) and came to a stop with a noticable judder, but technically, ABS should only activate if it detects the wheel skidding. A quick scan of the ride stats in Bosch’s Flow app showed (on a very short test run) I’d braked 26 times with no activations of the ABS system.

There’s some clever tech in this system that’s best explained via Bosch’s own videos that can be found on YouTube. And for anyone who wants more information on their own braking performance, the Bosch system can give stats on braking time and distance. All extremely clever and useful for improving DH MTB performance, but in all honesty, I didn’t feel the need to analyse this data after our 1.4-mile school run.

Tern GSD S10 e-cargo bike test front wheel ABS

(Image credit: Future)

Shimano Deore 1 x 10spd

Electronics
Motor: Bosch Cargo Line (400% assist)
Battery: Bosch 545 Powerpack
Display: Bosch Kiosk
Charger: 220V, 4A
Lights: Ignis front light, RearStop brake light
Onboard charging: USB-C

Accessories
Frame lock: Abus
Kickstand: Atlas Lockstand