Dec 9, 2025 – 12.25pm

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Last week, as OpenAI prepared to launch its new Australian headquarters, chief executive Sam Altman delivered a blunt warning to staff. Declaring a “code red”, the billionaire said the ChatGPT developer was in danger of losing its crown as the world’s dominant artificial intelligence provider to deep-pocketed rivals such as Microsoft.

Having spent billions of dollars to develop the next generation of AI – and everything from chatbots with personalised features to deep research platforms – the time has come for OpenAI and its biggest competitors to find users. And Australian banks have long been a prime target.

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