Seiko and AGC switch to fixed-rate loans and reduce borrowing
The central bank’s latest rate hike is forcing many companies to reexamine how they borrow money and to consider tapping overseas markets. (Photo by Akira Kodaka)
YUTA SAITO and TSUKASA MORIKUNI
December 20, 2025 03:01 JST
TOKYO — The Bank of Japan’s decision Friday to raise the policy rate to 0.75%, its highest level in 30 years and a sign of progress in escaping from decades of low growth and low inflation, will also force corporate and household borrowers to reconsider how they borrow and save money.