If you can’t read the above, it says:
American Insurance
(55M) Had a heart attack, died, revived and my cardiologist wouldn’t let me leave the hospital without a LifeVest (portable defibulator). It automatically triggers in case of another cardiac incident.
I spent two extra days in the hospital because insurance didn’t want to approve the LifeVest. That cost the insurance another $20,000ish. They finally relented and let me have a LifeVest. Now, they say they don’t have to pay for the LifeVest.
Everyone, the American insurance system (read scam) in a single sentence!!!
“Your plan doesn’t provide coverage for services that are considered investigational or not medically necessary. The fact that a provider may prescribe, order, recommend or approve a service, treatment, medication, or supply does not make it Medically Necessary or a Covered Service, and does not guarantee payment. These terms are defined in the ‘Definition’ section of your health plan document.”