Experts suggest following the 50-30-20 rule, where 50% of your take-home goes to needs, 30% to wants, and the rest, 20%, to savings and investments.
Here’s a look at your corpus in 25 years if you invest 10%, 20%, 30% and 40% of your Rs 50,000 monthly salary (at 7% annual step-up, 12% annualised return):
10%: Rs 1.47 crore
20%: Rs 2.95 crore
30%: Rs 4.47 crore
40%: Rs 5.91 crore