UPI: The small fee raising big questions for India’s payments revolution BBCUPI charges from October 15: 0.4% MDR on payments above Rs 2,000, but flat Rs 5 fee for railway tickets, fuel, insurance and utilities; sending money to friends, family, Autopay for OTT stays free The Times of IndiaMerchants to be charged 0.4% for UPI transactions over ₹2,000; small vendors exempt The HinduUPI MDR: What changes for merchants, consumers and payments above Rs 2,000 from October 15 The New Indian ExpressGovt says, there will be no charges at all for person-to-person UPI transactions, irrespective of amount transferred newsonair.gov.in