A 28-to-43-year-old owner in strata management, who worked full-time, said she earned $130,000 per year and had $150,000 in savings. She was single and an outright homeowner, with two investment properties and a business. She said the amount she saves monthly is “not specific”.
A 44-to-59-year-old senior mine accountant working full-time said she earned $180,000 per year, and had $508,000 in her savings. She aimed to save $5000 a month, had $5000 in stock, was single and renting.
And a 28-to-43-year-old stay-at-home mum said she had $350,000 in savings, and was trying to save “as much as possible” per month. She said she was married, and an outright homeowner, with “no debt at all.” (That’s the dream, right!?)
Age and life-stage patterns.
Clear patterns emerged across age groups. Younger participants (18-27) often had lower savings amounts, which aligns with early career earnings and higher lifestyle expenses. Meanwhile, participants in the 44 to 59 age bracket showed more varied savings levels, reflecting different life circumstances, career progression, and financial priorities.
Many respondents reported they were able to save a consistent amount, with common figures being $500, $1,000, $1,500, and $2,000 per month. A significant number of women save whatever is left over after expenses, or an amount that “depends” and “varies” each month. And several respondents indicated they save $0, or that their money goes towards mortgage repayments or paying down debt instead of savings.