Deeming rates are increasing – Services Australia

Published: 4 March 2026

From 20 March 2026, deeming rates will increase to 1.25% and 3.25%.

Deeming is the set of rules used to determine the income earned from financial assets. We include any deemed income under the income test.

When the deeming rates increase, you don’t need to do anything. The new rates will be applied automatically.

Find out more about deeming.