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Personal finance

5772 posts
PPersonal finance
Millions of Americans retire with little or $0 in savings — here’s how they manage to make it work regardless
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Millions of Americans retire with little or $0 in savings — here’s how they manage to make it work regardless

  • December 10, 2025
Although many Americans believe they need $1.26 million to retire comfortably, most fall short of that goal. (1)…
PPersonal finance
Social Security COLA 2026: These 10 states will get the largest raises
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What’s the average Social Security payment in each state?

  • December 10, 2025
Nearly 75 million Americans depend on Social Security payments to make ends meet — and often times, Social…
PPersonal finance
How Does the Average 401(k) Balance for Gen Z Compare in 2025?
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How Does the Average 401(k) Balance for Gen Z Compare in 2025?

  • December 10, 2025
FG Trade Latin / Getty Images Gen Z is starting to save for retirement earlier than previous generations,…
PPersonal finance
Trump says Australia’s 12% ‘superannuation’ system could be a model for the US. What that might mean for your retirement
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Trump says Australia’s 12% ‘superannuation’ system could be a model for the US. What that might mean for your retirement

  • December 10, 2025
President Donald Trump recently suggested that the U.S. could learn something from Australia’s superannuation retirement system. He didn’t…
PPersonal finance
‘I have all the houses I need’: A 47-year-old entrepreneur mulls what to do after inheriting multiple homes
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‘I have all the houses I need’: A 47-year-old entrepreneur mulls what to do after inheriting multiple homes

  • December 10, 2025
The Beneficiary: “David” is a 47-year-old entrepreneur with a background in investment banking. He grew up in a…
PPersonal finance
Auto-enrolment in Ireland: a simplified explanation
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Auto-enrolment in Ireland: a simplified explanation

  • December 10, 2025
Auto-enrolment, a system designed to help workers save for their retirement automatically, is being introduced in the first…
PPersonal finance
Social Security benefits are to go out today - Wednesday, Dec. 10: here’s who gets a payment
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Social Security benefits are to go out today – Wednesday, Dec. 10: here’s who gets a payment

  • December 10, 2025
The Social Security Administration (SSA) is today due to send out benefits to millions of recipients across the…
PPersonal finance
‘People think I’m nuts’: The fund manager with all of his pension in small-caps
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How to beat the salary sacrifice cap when saving for retirement

  • December 10, 2025
The £2,000 limit will bite from April 2029 but experts say savers can still maximise tax relief by…
PPersonal finance
Graphic of two senior Australians looking at a paper with a confused look. The purple background features three red dollar signs.
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The retirees who may need an extra $300k in superannuation

  • December 10, 2025
Renters starting their retirement will need an extra $300,000 in superannuation to maintain the same retirement standard as…
PPersonal finance
Employers have registered less than half of eligible workers for auto-enrolment pensions so far
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Employers have registered less than half of eligible workers for auto-enrolment pensions so far

  • December 10, 2025
We need your help now Support from readers like you keeps The Journal open. You are visiting us…
PPersonal finance
Rachel Reeves's pension overhaul could wipe £50,000 from your retirement pot
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Rachel Reeves’s pension overhaul could wipe £50,000 from your retirement pot

  • December 10, 2025
Chancellor Rachel Reeves’s planned changes to salary sacrifice arrangements could strip more than £50,000 from the pension pots…
PPersonal finance
Rachel Reeves to push record number of estates into £1million bill
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Rachel Reeves to push record number of estates into £1million bill

  • December 10, 2025
Rachel Reeves’s inheritance tax overhaul is expected to push the number of families facing tax bills above £1million…
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