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Browsing Tag

Roth

12 posts
PPersonal finance
I'm in My Early 30s and Max Out My 401(k) Every Year. The Math Says I Could Have $6M to $7M at 65, Is Retirement Really This Simple?
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I’m in My Early 30s and Max Out My 401(k) Every Year. The Math Says I Could Have $6M to $7M at 65, Is Retirement Really This Simple?

  • August 28, 2026
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Retirement…
PPersonal finance
'Roth IRAs Are For Poor People,' Says An Entrepreneur. 'I Don't Want $1.2 Million Tax-Free When I'm 65. I Want Money Now'
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‘Roth IRAs Are For Poor People,’ Says An Entrepreneur. ‘I Don’t Want $1.2 Million Tax-Free When I’m 65. I Want Money Now’

  • August 13, 2026
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Should…
PPersonal finance
IRMAA: Will Your Retirement Income Increase Your Medicare Premiums?
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IRMAA: Will Your Retirement Income Increase Your Medicare Premiums?

  • June 29, 2026
Don’t make the mistake of ingoring IRMAA and medicare surcharge minimization as part of your tax planning on…
PPersonal finance
The $94,000 Tax Mistake That Costs Retirees With $2.6 Million in Savings
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The $94,000 Tax Mistake That Costs Retirees With $2.6 Million in Savings

  • June 26, 2026
Quick Read A retired couple with $2.6 million can cut lifetime federal taxes by $94,000 by drawing from…
PPersonal finance
The Case for Holding VOO in Your Roth IRA
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The Case for Holding VOO in Your Roth IRA

  • June 22, 2026
Quick Read VOO’s 0.03% expense ratio and 1.2% yield save a $500,000 Roth investor roughly $900 annually in…
PPersonal finance
Trump Accounts Aren't Just About The Free $1,000. Experts See A Bigger Roth IRA Opportunity.
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Trump Accounts Aren’t Just About The Free $1,000. Experts See A Bigger Roth IRA Opportunity.

  • June 5, 2026
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Financial…
PPersonal finance
The $120,000 Roth Strategy That Cuts Retirement Taxes to $20,000 Instead of $35,000
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The $120,000 Roth Strategy That Cuts Retirement Taxes to $20,000 Instead of $35,000

  • May 30, 2026
Quick Read Self-employed architects can open a Solo 401(k) and direct employee deferrals to the Roth side, then…
PPersonal finance
Here Is Why I Would Tell a 71-Year-Old With $4 Million to Spend Down the Traditional IRA First
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Here Is Why I Would Tell a 71-Year-Old With $4 Million to Spend Down the Traditional IRA First

  • May 19, 2026
Quick Read A 71-year-old with $2.5M in a traditional IRA faces a $104,000 RMD at 73 that triggers…
PPersonal finance
The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap
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The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

  • May 15, 2026
Quick Read $310K household converts $15K yearly to Roth via backdoor: non-deductible traditional contribution plus immediate conversion avoids…
PPersonal finance
The 401(k) Loophole Wealthy Savers Are Quietly Using to Shelter Up to $46,000 a Year
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The 401(k) Loophole Wealthy Savers Are Quietly Using to Shelter Up to $46,000 a Year

  • March 29, 2026
The mega backdoor Roth strategy lets 401(k) participants contribute up to $72,000 annually (vs. the $24,500 standard limit)…
PPersonal finance
Retirement savings mistakes you need to avoid in 2026
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Retirement savings mistakes you need to avoid in 2026

  • December 26, 2025
Avoiding these could help you avoid a financial crunch later on. Maurie Backman  |  The Motley Fool IRS…
PPersonal finance
How to survive financially after a lay off
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How to survive financially after a lay off

  • November 1, 2025
How to survive a layoff and protect your finances As more Americans are losing their jobs, these tips…
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