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Browsing Tag

thisismoney

30 posts
PPersonal finance
More than 60% of people who haven't yet started planning towards retirement say they don't plan to do so until they are at least 40 years old
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Gen Z more confident about retirement finances than those in their 50s – but half don’t have a pension

  • August 23, 2025
How confident should young people be about their future financial security?  With the high cost of living, stagnating…
PPersonal finance
Thousands more families will incur IHT due to frozen thresholds and upcoming changes
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Inheritance tax receipts hit record high as high property prices drag more families into the net

  • August 21, 2025
Inheritance tax receipts are on track to reach £9billion by the end of the tax year, as monthly…
MMarkets
Under pressure: Bank of England governor Andrew Bailey and Chancellor Rachel Reeves
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Traders bet on no more rate cuts this year: Blow for borrowers as inflation hits 18-month high of 3.8%

  • August 21, 2025
By JOHN-PAUL FORD ROJAS, DEPUTY BUSINESS EDITOR Updated: 17:30 EDT, 20 August 2025 Millions of borrowers were dealt…
PPersonal finance
Pending rules: People who die aged under 55 will have inheritance tax levied on pension savings they never accessed
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Families of people dying too young to access pensions not spared in inheritance tax raid

  • August 12, 2025
People who die young will have inheritance tax levied on pension savings they never had a chance to…
PPersonal finance
This reader wants to pass their buy-to-let properties to their two children, but are concerned about a potential tax bill
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We want to give our children our buy-to-let properties – can we avoid capital gains and inheritance tax?

  • August 11, 2025
My husband and I, both 68, own our house worth £650,000, plus three flats which we rent out.…
PPersonal finance
Close to the edge: Demands are mounting for a rise in the state retirement age, against the background of concern over spiralling costs
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Raise retirement age to match life expectancy, say managers

  • August 11, 2025
By ANNE ASHWORTH Updated: 16:50 EDT, 10 August 2025 Demands are mounting for a rise in the state…
PPersonal finance
Gentle touch: L&G's Antonio Simoes says funds should be encouraged ¿ not made ¿ to buy British
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L&G boss urges Rachel Reeves: Don’t force our pension funds to back Britain

  • August 11, 2025
By CALUM MUIRHEAD, CHIEF CITY REPORTER Updated: 08:46 EDT, 10 August 2025 The boss of Britain’s biggest money…
PPersonal finance
A ¿fixed-term¿ annuity instead of the common ¿lifetime¿ option could boost your retirement income
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The little-known trick to lock in a guaranteed 9% return on your pension savings – here’s what you need to do

  • August 10, 2025
Many over-55s are missing out because they are unaware of a valuable trick that could guarantee income in…
MMarkets
Market moving: The number of properties sold and mortgages agreed rose in the first half of 2025, but this was heavily impacted by stamp duty changes
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Property market ‘strongest in three years’ in first half of 2025

  • August 10, 2025
Stamp duty changes and banks offering bigger mortgages have driven the high By LUCY EVANS, MONEY REPORTER Updated:…
PPersonal finance
While older generations do appear to be better at tracking their pensions, almost a third still can¿t say for certain that they know where all of their pots are
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One in five don’t know where all their pensions are: How to track them down

  • August 2, 2025
More than a fifth of people don’t know where their pension pots are held, data shows – meaning…
PPersonal finance
Gifting: Families are giving money to their direct family to avoid hefty IHT bills
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One in five over 65s now gifting money to family in response to Chancellor’s inheritance tax raid

  • July 31, 2025
By ANGHARAD CARRICK Updated: 08:08 EDT, 31 July 2025 Older savers are gifting money to their children and…
PPersonal finance
Headache: Pension savers have to fill in a form for HMRC if they think they are owed a refund
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HMRC hands back £48.7m in overpaid pension tax in just three months

  • July 30, 2025
HM Revenue & Customs is still refunding millions of pounds back to Britons in overpaid pension tax.  It…
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