{"id":119522,"date":"2025-09-05T00:27:09","date_gmt":"2025-09-05T00:27:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/119522\/"},"modified":"2025-09-05T00:27:09","modified_gmt":"2025-09-05T00:27:09","slug":"its-time-for-a-new-financial-plan","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/119522\/","title":{"rendered":"it\u2019s time for a new financial plan"},"content":{"rendered":"<p>Sep 5, 2025 \u2013 5.00am<\/p>\n<p>Gift this article<\/p>\n<p class=\"-d6475070fa5e1d14-title\" data-testid=\"Modal-title\">Subscribe to gift this article<\/p>\n<p class=\"-d6475070fa5e1d14-giftDescription -d6475070fa5e1d14-noMaxWidth\" data-testid=\"Modal-description\">Gift 5 articles to anyone you choose each month when you subscribe.<\/p>\n<p><a data-testid=\"Modal-subscribe-button\" href=\"https:\/\/subscribe.afr.com\/?promote_channel=HI_AGFT_GNL_GIFTCTA&amp;utm_source=ArticleGifting&amp;utm_medium=HouseInventory&amp;utm_campaign=General&amp;utm_content=GiftCTA\" class=\"-d6475070fa5e1d14-subscribeButton\" rel=\"nofollow noopener\" target=\"_blank\">Subscribe now<\/a><\/p>\n<p class=\"-d6475070fa5e1d14-subscribeSubtext\">Already a subscriber? Login<\/p>\n<p>Many members of Gen X, aged between the 45 and 60 in 2025, will have by this stage built up a level of wealth within the family home and should consider other ways to accelerate financial security.<\/p>\n<p>If you\u2019re in this cohort and the mortgage on your home is less than 50 per cent of the value of the property, that\u2019s usually the tipping point where we say it\u2019s <a href=\"https:\/\/www.afr.com\/wealth\/personal-finance\/what-to-do-right-now-with-your-finances-if-you-re-a-gen-x-er-20240708-p5js0a\" rel=\"nofollow noopener\" target=\"_blank\">time to look at other investment opportunities<\/a>. If the mortgage is any larger than that, getting that down should be the priority.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"Sep 5, 2025 \u2013 5.00am Gift this article Subscribe to gift this article Gift 5 articles to anyone&hellip;\n","protected":false},"author":2,"featured_media":119523,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185],"class_list":{"0":"post-119522","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/119522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=119522"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/119522\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/119523"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=119522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=119522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=119522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}