{"id":130738,"date":"2025-09-09T17:35:06","date_gmt":"2025-09-09T17:35:06","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/130738\/"},"modified":"2025-09-09T17:35:06","modified_gmt":"2025-09-09T17:35:06","slug":"senior-couple-moves-to-france-as-they-couldnt-afford-retirement-planning-in-the-us-we-arent-rich","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/130738\/","title":{"rendered":"Senior couple moves to France as they \u2018couldn\u2019t afford\u2019 retirement planning in the US, \u2018We aren\u2019t rich\u2019"},"content":{"rendered":"<p>Debra and Eric Stillwell, a couple in their 60s, left California five years ago. They now live a relaxed life in France\u2019s Dordogne Valley.<\/p>\n<p>Eric is a former Star Trek script coordinator and Disney employee. He believes Los Angeles costs kept retirement out of reach. France, however, gave them the freedom to enjoy life sooner.<\/p>\n<p>The couple, who first met at a Star Trek convention in 1995, had always dreamed of retiring in Europe. Debra\u2019s mother inspired them by taking an early <a target=\"_blank\" href=\"https:\/\/www.livemint.com\/money\/personal-finance\/retirement-planning-fund-nest-egg-inflation-rule-based-withdrawal-strategies-early-late-retirement-investing-11757316306644.html\" rel=\"nofollow noopener\">retirement<\/a>. She said it was the best decision of her life.<\/p>\n<p>Their life today is far from what they once faced in Los Angeles. Debts and a mortgage made early retirement impossible for them. Debra said she would have worked for a long time had they stayed in the US.<\/p>\n<p>In France, utilities, food and travel cost much less. Also, cultural options are plenty.<\/p>\n<p>\u201cThe problem was, when we were living in Los Angeles, we couldn\u2019t afford to retire early and still pay off the mortgage and pay off all of the <a target=\"_blank\" href=\"https:\/\/www.livemint.com\/news\/solo-entrepreneurs-bombay-high-court-opc-ruling-one-person-company-liability-endemol-innovative-film-academy-11752391263302.html\" rel=\"nofollow noopener\">debts<\/a>,\u201d Eric, 62, said.<\/p>\n<p>Both of them are diabetic. So, medical expense was a significant point to consider.<\/p>\n<p>\u201cAt the time\u2026 it would have cost us more than $500 a month each for medical insurance. I think it\u2019s more expensive now,\u201d CNN quoted Debra as saying.<\/p>\n<p>\u201cI figured it out. If we stayed where we were, I would probably have had to work until I was 85,\u201d the 67-year-old said.<\/p>\n<p>Now, they spend afternoons walking cobblestone streets, visiting open-air markets and exploring castles. Sometimes, they travel to Bordeaux to see Debra\u2019s favourite museum, Cit\u00e9 de la Vin.<\/p>\n<p>Debra studied French in Montreal. Eric\u2019s great-grandfather was from France. However, they first thought of moving to Italy. A 2013 wine cruise to Bordeaux helped them decide.<\/p>\n<p>They stayed overnight in Saint-\u00c9milion and fell in love with the Dordogne region. Around that time, Debra retired from her job as a medical centre education director. Eric lost his <a href=\"https:\/\/www.livemint.com\/entertainment\/gigi-hadid-says-she-auditioned-for-rapunzel-in-disney-s-live-action-tangled-before-it-was-put-halted-snow-white-backlash-11757366553503.html\" target=\"_blank\" rel=\"nofollow noopener\">Disney<\/a> role.<\/p>\n<p>Moving to France<\/p>\n<p>The couple sold their California home, cleared all debts and moved debt-free. They bought a chalet-style house in the R\u00e9sidence Souillac Golf &amp; Country Club in Dordogne for about \u20ac70,000 ( \u20b972 lakh).<\/p>\n<p>Debra and Eric live in France on long-stay visas, which are renewed yearly. Debra hoped to apply for citizenship, but new rules prevent retirees with foreign income from doing so.<\/p>\n<p>\u201cEverybody thinks that Americans living in France are all rich, and that\u2019s not true. Our house cost 70,000 euros. We aren\u2019t rich,\u201d Eric said.<\/p>\n","protected":false},"excerpt":{"rendered":"Debra and Eric Stillwell, a couple in their 60s, left California five years ago. They now live a&hellip;\n","protected":false},"author":2,"featured_media":130739,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[1778,64,63,99,90818,90817,186,184,185,12869,90815,90819,6541,90814,2310,90816],"class_list":{"0":"post-130738","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-401k","9":"tag-au","10":"tag-australia","11":"tag-business","12":"tag-empower","13":"tag-empower-retirement","14":"tag-finance","15":"tag-personal-finance","16":"tag-personalfinance","17":"tag-retirement-age","18":"tag-retirement-calculator","19":"tag-retirement-community","20":"tag-retirement-planning","21":"tag-retirement-planning-near-me","22":"tag-social-security","23":"tag-social-security-retirement"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/130738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=130738"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/130738\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/130739"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=130738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=130738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=130738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}