{"id":141984,"date":"2025-09-14T06:41:21","date_gmt":"2025-09-14T06:41:21","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/141984\/"},"modified":"2025-09-14T06:41:21","modified_gmt":"2025-09-14T06:41:21","slug":"aussie-multi-millionaire-reveals-key-to-recession-proof-investments-uncertainty-isnt-over","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/141984\/","title":{"rendered":"Aussie multi-millionaire reveals key to &#8216;recession proof&#8217; investments: &#8216;Uncertainty isn&#8217;t over&#8217;"},"content":{"rendered":"<p>     <img fetchpriority=\"high\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"Scott O'Neill and aerial image of Australian houses.\" loading=\"eager\" height=\"517\" width=\"960\" class=\"yf-1gfnohs loader\"\/> Scott O&#8217;Neill and his wife Mina have established a portfolio of <a data-i13n=\"cpos:1;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/multi-millionaire-property-mogul-reveals-best-kept-secret-double-or-even-triple-in-value-092249200.html\" data-ylk=\"slk:28 properties generating $300,000;cpos:1;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">28 properties generating $300,000<\/a> in annual profit and around $7 million in equity.  \u00b7 Source: Supplied\/Getty    <\/p>\n<p class=\"yf-1090901\">Australia\u2019s <a data-i13n=\"cpos:1;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/topic\/property\/\" data-ylk=\"slk:property market;cpos:1;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \" rel=\"nofollow noopener\" target=\"_blank\">property market<\/a> <a data-i13n=\"cpos:2;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/grim-reality-of-australias-property-market-as-frenzied-buyers-jump-on-tactic-pushing-up-prices-400000-difference-055314343.html\" data-ylk=\"slk:is in transition;cpos:2;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">is in transition<\/a>. <a data-i13n=\"cpos:3;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/lenders-who-havent-passed-on-rba-august-interest-rate-cut-in-full-revealed-short-changed-042707088.html\" data-ylk=\"slk:Interest rates are falling;cpos:3;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">Interest rates are falling<\/a>, <a data-i13n=\"cpos:4;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/rba-cuts-interest-rates-delivering-cash-boost-for-millions-of-mortgage-holders-043026436.html\" data-ylk=\"slk:inflation is easing;cpos:4;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">inflation is easing<\/a>, and <a data-i13n=\"cpos:5;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/surprising-group-feeling-good-rate-051950540.html\" data-ylk=\"slk:confidence is slowly returning;cpos:5;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">confidence is slowly returning<\/a> but the uncertainty isn\u2019t over.<\/p>\n<p class=\"yf-1090901\">As an investor, I\u2019m not trying to time the market. Instead, I\u2019m <a data-i13n=\"cpos:6;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/rich-listers-commercial-property-strategy-after-building-7-million-fortune-without-inheritance-or-help-190022429.html\" data-ylk=\"slk:building a portfolio that can weather different conditions;cpos:6;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">building a portfolio that can weather different conditions<\/a>, not just chase the next upswing.<\/p>\n<p class=\"yf-1090901\">I\u2019m sharing what\u2019s worked for me.<\/p>\n<p class=\"yf-1090901\">Not as a blueprint for others, but as a reflection of the approach that\u2019s helping me move forward in a shifting market.<\/p>\n<p class=\"yf-1090901\">RELATED <\/p>\n<p class=\"yf-1090901\">When I first started investing, I focused purely on residential.<\/p>\n<p class=\"yf-1090901\">But I\u2019ve since realised that overexposure to any one asset class leaves you vulnerable especially when yields fluctuate or <a data-i13n=\"cpos:10;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/first-home-buyer-guarantee-to-offer-350000-relief-by-october-1-as-alarm-sounds-over-fast-tracked-policy-222436557.html\" data-ylk=\"slk:government policy shifts;cpos:10;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">government policy shifts<\/a>.<\/p>\n<p class=\"yf-1090901\">Now, I aim to maintain a balanced mix of residential, industrial, medical, and retail commercial properties.<\/p>\n<p class=\"yf-1090901\">My residential assets are typically growth-oriented, while my commercial properties provide stronger income.<\/p>\n<p class=\"yf-1090901\">Combined, this gives me both short-term cash flow and long-term wealth creation potential.<\/p>\n<p>    <img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"Scott has managed to grow his property portfolio to allow him to live off passive income. (Source: Supplied)\" loading=\"lazy\" height=\"517\" width=\"960\" class=\"yf-1gfnohs loader\"\/> Scott has managed to grow his property portfolio to allow him to live off passive income. (Source: Supplied)         <\/p>\n<p class=\"yf-1090901\">Economic cycles come and go, but some industries remain stable through it all.<\/p>\n<p class=\"yf-1090901\">That\u2019s why I\u2019m investing in medical and healthcare assets; properties leased to dentists, physiotherapists or GPs tend to remain in demand, regardless of what\u2019s happening in the broader economy.<\/p>\n<p class=\"yf-1090901\">I\u2019ve also focused on industrial properties tied to logistics and e-commerce.<\/p>\n<p class=\"yf-1090901\">These tenants have continued to grow, even during downturns.<\/p>\n<p class=\"yf-1090901\">In the retail space, I\u2019ve stuck with essential service businesses, like <a data-i13n=\"cpos:11;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/major-implications-for-aussies-as-coles-and-woolworths-battle-decided-end-of-an-era-190021577.html\" data-ylk=\"slk:grocery stores;cpos:11;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">grocery stores<\/a> and <a data-i13n=\"cpos:12;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/property-mogul-reveals-200000-error-cashing-in-on-untapped-goldmine-like-aldi-and-chemist-warehouse-032714648.html\" data-ylk=\"slk:pharmacies;cpos:12;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">pharmacies<\/a>, rather than discretionary retailers more vulnerable to consumer sentiment swings.<\/p>\n<p class=\"yf-1090901\">These sectors aren\u2019t immune to risk, but they do tend to offer more resilience than others when uncertainty strikes.<\/p>\n<p class=\"yf-1090901\">Another shift I\u2019ve made is expanding my portfolio across multiple states and regions.<\/p>\n<p class=\"yf-1090901\">Early on, I learned that if all your properties are in one market, you\u2019re exposed to its specific risks; vacancy, policy changes, economic slowdowns.<\/p>\n<p class=\"yf-1090901\">Now, I spread my investments between metro and regional areas, with a close eye on infrastructure investment and government spending.<\/p>\n<p class=\"yf-1090901\">Areas benefiting from new transport links, hospital upgrades, or economic zones often see steady uplift, not overnight gains, but sustainable, compounding growth.<\/p>\n<p> La historia contin\u00faa  <\/p>\n<p class=\"yf-1090901\">While falling interest rates are easing pressure on investors, I\u2019m still focused on cash flow as my #1 priority.<\/p>\n<p class=\"yf-1090901\">Rather than hoping for capital gains, I\u2019m investing in properties with strong, stable rental yields that can support my portfolio day-to-day.<\/p>\n<p class=\"yf-1090901\">This helps me maintain a positive cash position, even as expenses rise or vacancies emerge.<\/p>\n<p class=\"yf-1090901\">It also means I can build a financial buffer; using surplus income to fund maintenance, cover shortfalls, or pounce on new opportunities when the market turns.<\/p>\n<p class=\"yf-1090901\">With interest rates coming down and confidence rebuilding, some investors are rushing back into the market.<\/p>\n<p class=\"yf-1090901\">But for me, the focus isn\u2019t speed, it\u2019s sustainability.<\/p>\n<p class=\"yf-1090901\">By diversifying across asset classes, choosing essential-service sectors, spreading risk geographically, and maintaining strong cash flow, I\u2019m building a portfolio designed to last.<\/p>\n<p class=\"yf-1090901\">Of course, this is just what\u2019s working for me.<\/p>\n<p class=\"yf-1090901\">I always encourage speaking with a licensed professional before making any investment decisions.<\/p>\n<p class=\"yf-1090901\">But in uncertain times, the best strategy might not be timing the market at all\u2026 it\u2019s building one that\u2019s ready for whatever comes next.<\/p>\n<p class=\"yf-1090901\"><a data-i13n=\"cpos:13;pos:1\" href=\"https:\/\/au.linkedin.com\/in\/scott-o-neill-0b0aa151\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Scott O\u2019Neill;cpos:13;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Scott O\u2019Neill<\/a> is a prominent Australian property investor featured in <a data-i13n=\"cpos:14;pos:1\" href=\"https:\/\/www.afr.com\/young-rich\/how-scott-o-neill-became-the-commercial-property-king-20240927-p5kdyx\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:AFR\u2019s Young Rich List;cpos:14;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">AFR\u2019s Young Rich List<\/a> three years in a row. He is an entrepreneur and Founder &amp; CEO of <a data-i13n=\"cpos:15;pos:1\" href=\"https:\/\/www.rethinkgroup.com.au\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Rethink Group;cpos:15;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Rethink Group<\/a> a premium property investment group, host of the top commercial property podcast &#8220;Rethink Investing\u2019s Inside Commercial Property\u2019\u2019, co-author of &#8220;Rethink Property Investing\u2019\u2019 Australia&#8217;s number one commercial property investing book.<\/p>\n<p class=\"yf-1090901\">The information provided on this website is general in nature only and does not constitute financial advice. Before acting on any information, you should consider your personal objectives, financial situation or needs.<\/p>\n","protected":false},"excerpt":{"rendered":"Scott O&#8217;Neill and his wife Mina have established a portfolio of 28 properties generating $300,000 in annual profit&hellip;\n","protected":false},"author":2,"featured_media":141985,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[64,63,99,96703,5626,11151,77592],"class_list":{"0":"post-141984","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-commercial-properties","12":"tag-interest-rates","13":"tag-property-market","14":"tag-scott-oneill"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/141984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=141984"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/141984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/141985"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=141984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=141984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=141984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}