{"id":190823,"date":"2025-10-05T04:08:11","date_gmt":"2025-10-05T04:08:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/190823\/"},"modified":"2025-10-05T04:08:11","modified_gmt":"2025-10-05T04:08:11","slug":"bank-mistake-sees-woman-lose-12000-after-messy-breakup-embarrassed","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/190823\/","title":{"rendered":"Bank mistake sees woman lose $12,000 after messy breakup: &#8216;Embarrassed&#8217;"},"content":{"rendered":"<p>    <img fetchpriority=\"high\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"A woman has been told to collect proof after an ex ran off with their joint savings.\" loading=\"eager\" height=\"517\" width=\"960\" class=\"yf-1gfnohs loader\"\/> A woman has been told her texts with an ex could be enough evidence to help her get back $12,000.  \u00b7 Yahoo Finance Australia\/Getty    <\/p>\n<p class=\"yf-1090901\">Welcome to Yahoo Finance&#8217;s legal column where lawyers Alison and Jillian Barrett from <a data-i13n=\"cpos:1;pos:1\" href=\"https:\/\/www.mauriceblackburn.com.au\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Maurice Blackburn;cpos:1;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Maurice Blackburn<\/a> tackle problems everyday Aussies face \u2014 whether it be consumer, property, <a data-i13n=\"cpos:2;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/topic\/money\/\" data-ylk=\"slk:money matters;cpos:2;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \" rel=\"nofollow noopener\" target=\"_blank\">money matters<\/a> impacting relationships or <a data-i13n=\"cpos:3;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/topic\/work\/\" data-ylk=\"slk:work;cpos:3;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \" rel=\"nofollow noopener\" target=\"_blank\">work<\/a>. This week, a woman has been left out-of-pocket after a break up. <\/p>\n<p class=\"yf-1090901\">Question<\/p>\n<p class=\"yf-1090901\">I recently broke up with my partner and have been left with a bit of a financial nightmare. We had been putting in to save for a home and he was someone I really thought I\u2019d spend the rest of my life with. We were putting in different amounts and I know I was stupid by letting him have the account in his name. But I just didn\u2019t think of him as the type of person to take the money if we split and that\u2019s exactly what happened. He won\u2019t even tell me how much was in there. I did some calculations and think I put in about $12,000 over the last few years. I am embarrassed to tell my family or friends because I never thought I\u2019d be \u2018that woman\u2019 but felt it was easier to transfer into an account I couldn\u2019t see so I wouldn\u2019t be tempted to pull it out. I don\u2019t even know who I can lean on to work out how to get that money back. Or if I had transferred it with nothing written about how it was \u2018ours\u2019 that I\u2019ve really just given it away. What can I do? Tanya, SA.<\/p>\n<p class=\"yf-1090901\">Answer<\/p>\n<p class=\"yf-1090901\">We\u2019re sorry you\u2019re going through this.<\/p>\n<p class=\"yf-1090901\">Please don\u2019t be <a data-i13n=\"cpos:4;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/12000-money-debacle-as-aussie-revealed-embarrassing-issue-after-breakup-i-was-stupid-200017778.html\" data-ylk=\"slk:embarrassed to tell your friends and family;cpos:4;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">embarrassed to tell your friends and family<\/a> as they will be an important support for you.<\/p>\n<p class=\"yf-1090901\">They may even be able to provide evidence that you and he had discussed your joint financial goal of <a data-i13n=\"cpos:5;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/topic\/property\/\" data-ylk=\"slk:owning a home;cpos:5;pos:1;elm:context_link;itc:0;sec:content-canvas\" class=\"link \" rel=\"nofollow noopener\" target=\"_blank\">owning a home<\/a> and that you were saving money into a <a data-i13n=\"cpos:6;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/why-opening-joint-bank-accounts-now-carries-huge-risk-200232346.html\" data-ylk=\"slk:joint account;cpos:6;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">joint account<\/a>.<\/p>\n<p class=\"yf-1090901\">Just because the account is held solely in your ex-partner\u2019s name, it doesn\u2019t mean you\u2019re out of options.<\/p>\n<p class=\"yf-1090901\">Firstly, consider if you <a data-i13n=\"cpos:7;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/5-tips-protect-finances-divorce-035344742.html\" data-ylk=\"slk:meet the definition of a de facto couple;cpos:7;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">meet the definition of a de facto couple<\/a>.<\/p>\n<p class=\"yf-1090901\">Generally, to apply for financial orders after a de facto relationship breakdown, you must:<\/p>\n<p class=\"yf-1090901\">Have been in the relationship for at least 2 years,<\/p>\n<p class=\"yf-1090901\">Have a child together, or<\/p>\n<p class=\"yf-1090901\">Have made significant contributions and face serious injustice without a court order.<\/p>\n<p class=\"yf-1090901\">If your relationship qualifies as a de facto relationship then you may be eligible for a property settlement.<\/p>\n<p class=\"yf-1090901\">This includes money held in bank accounts, even if they are in one partner\u2019s name.<\/p>\n<p class=\"yf-1090901\">Do you have a matter you want resolved? Contact yahoo.finance.au@yahooinc.com<\/p>\n<p>    <img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"Alison and Jillian Barrett are Principal Lawyers at Australia's leading plaintiff law firm, Maurice Blackburn.\" loading=\"lazy\" height=\"540\" width=\"960\" class=\"yf-1gfnohs loader\"\/> Alison and Jillian Barrett are Principal Lawyers at Australia&#8217;s leading plaintiff law firm, Maurice Blackburn.  \u00b7 William Gordon Photography    <\/p>\n<p class=\"yf-1090901\">To make a property settlement, you\u2019ll need to apply for a financial order through the Family Court within two years of the relationship ending.<\/p>\n<p class=\"yf-1090901\">Even without a contract, you can pursue recovery through civil claims such as a minor debt claim (also called a minor case claim).<\/p>\n<p class=\"yf-1090901\">You can send a letter of demand to your ex, setting out the amount you believe you are owed, asking for it to be repaid within a certain time, and if it isn\u2019t, that you\u2019ll take legal action.<\/p>\n<p class=\"yf-1090901\">If there is no response to your letter of demand, you can lodge a claim in your state\u2019s or territory\u2019s small claims court, or civil and administrative tribunal.<\/p>\n<p class=\"yf-1090901\">There are strict time limits for recovering a debt, so if you decide to take these formal steps, you should not delay in doing so.<\/p>\n<p class=\"yf-1090901\">Regardless of the legal pathway, documentation is key.<\/p>\n<p class=\"yf-1090901\">Gather <a data-i13n=\"cpos:8;pos:1\" href=\"https:\/\/au.finance.yahoo.com\/news\/aussies-frustration-after-being-blocked-by-own-bank-for-second-time-in-months-wont-tell-me-why-031300772.html\" data-ylk=\"slk:bank statements;cpos:8;pos:1;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">bank statements<\/a> showing your transfers, any messages or emails discussing the savings plan, and anything that shows your intent.<\/p>\n<p class=\"yf-1090901\">Evidence from friends and family that confirms the joint account and the intention of it should also be obtained.<\/p>\n<p class=\"yf-1090901\">All of this evidence can help establish that the money was intended to be part of a shared financial future.<\/p>\n<p class=\"yf-1090901\">It\u2019s also wise to speak to a lawyer who specialises in family law and debt recovery.<\/p>\n<p class=\"yf-1090901\">They can help you assess your situation and guide you through the process.<\/p>\n<p class=\"yf-1090901\">This legal information is general in nature and should not be regarded as specific legal advice. If you need legal advice, you should consult a solicitor.<\/p>\n","protected":false},"excerpt":{"rendered":"A woman has been told her texts with an ex could be enough evidence to help her get&hellip;\n","protected":false},"author":2,"featured_media":190824,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[64,63,99,105031,8929,33740,91,21921],"class_list":{"0":"post-190823","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-de-facto","12":"tag-jillian-barrett","13":"tag-joint-account","14":"tag-maurice-blackburn","15":"tag-money-matters"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/190823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=190823"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/190823\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/190824"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=190823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=190823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=190823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}