{"id":254287,"date":"2025-11-01T00:03:14","date_gmt":"2025-11-01T00:03:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/254287\/"},"modified":"2025-11-01T00:03:14","modified_gmt":"2025-11-01T00:03:14","slug":"how-a-personal-finance-expert-leverages-holiday-sales-for-household-necessities","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/254287\/","title":{"rendered":"How a Personal Finance Expert Leverages Holiday Sales for Household Necessities"},"content":{"rendered":"<p class=\"_28z5Fp _3-to_p\">This fall, multiple appliances in my home announced they were done: A water line inside my washer broke, my dryer began requiring multiple cycles to dry a load, and my hair straightener stopped getting hot enough to do its job. <\/p>\n<p class=\"_28z5Fp _3-to_p\">The only silver lining? Solid holiday sales start in October and get really good in November. <\/p>\n<p class=\"_28z5Fp _3-to_p\">As a personal finance expert, I came up with a shopping strategy: I would select the appliances I wanted to buy before the October sales began, track the prices through Black Friday and buy as soon as those prices dipped to their lowest point. <\/p>\n<p class=\"_28z5Fp _3-to_p\">I estimate leveraging <a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.nerdwallet.com\/article\/studies\/holiday-spending-report\" data-currency=\"Link\" target=\"_self\" rel=\"nofollow noopener\">holiday sales<\/a> to buy my household necessities could save me several hundred dollars. <\/p>\n<p class=\"_28z5Fp _3-to_p\">Samantha Gordon, the deals editor at Consumer Reports, confirmed the logic of my strategy. <\/p>\n<p class=\"_28z5Fp _3-to_p\">\u201cMy biggest piece of advice for anybody is to never buy anything not on sale,\u201d she says. And in November, she adds, \u201cEverything goes on sale.\u201d<\/p>\n<p class=\"_28z5Fp _3-to_p\">With some planning, you can leverage the season\u2019s <a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.nerdwallet.com\/article\/finance\/what-to-buy-every-month\" data-currency=\"Link\" target=\"_self\" rel=\"nofollow noopener\">discounts<\/a> for your own needs. <\/p>\n<p>Make your list early<\/p>\n<p class=\"_28z5Fp _3-to_p\">Research exactly which products you want before the sales start so you can make an informed decision when the discounts begin, Gordon says. <\/p>\n<p class=\"_28z5Fp _3-to_p\">She suggests tracking prices now so you know what constitutes an actual discount versus simply an advertised sale. <\/p>\n<p class=\"_28z5Fp _3-to_p\">\u201cYou want to know what the price is on an average day,\u201d Gordon says, adding that <a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.nerdwallet.com\/finance\/learn\/browser-extensions-online-shopping\" data-currency=\"Link\" target=\"_self\" rel=\"nofollow noopener\">price-tracking tools<\/a>, such as Keepa, CamelCamelCamel.com and PayPal Honey, can help you. <\/p>\n<p class=\"_28z5Fp _3-to_p\">Andrea Woroch, a money-saving expert who shares budgeting tips on her website, has been doing just that. Like me, she has a list of household products \u2014 including a vacuum and new fridge \u2014 that she hopes to buy during the holiday sales. <\/p>\n<p class=\"_28z5Fp _3-to_p\">\u201cSet a sale alert for an item you want to track so you don\u2019t miss a limited-time, early deal,\u201d she suggests. Shopping apps like Karma and CamelCamelCamel will send a price drop alert right to your inbox. <\/p>\n<p class=\"_28z5Fp _3-to_p\">If you plan to shop at a specific store, Woroch says to sign up for free loyalty programs. That may get you free shipping, rewards for purchases and extra coupons. <\/p>\n<p>Consider everyday household items<\/p>\n<p class=\"_28z5Fp _3-to_p\">Big-ticket items aren\u2019t the only things marked down this time of year. Everyday essentials, such as paper products and makeup, also go on sale.<\/p>\n<p class=\"_28z5Fp _3-to_p\">Trae Bodge, a shopping expert at TrueTrae.com who is based in the New York area, takes advantage of those discounts. During the October sales, she bought brow gel, pretzels, a new fireplace screen and an inflatable travel mattress. <\/p>\n<p class=\"_28z5Fp _3-to_p\">Bodge estimates she saved between 10% to 30% on each item, and stacked that savings with cash back through a browser extension. <\/p>\n<p>Avoid frenzied buying<\/p>\n<p class=\"_28z5Fp _3-to_p\">Of course, all these discounts can also translate into wayward buys. <\/p>\n<p class=\"_28z5Fp _3-to_p\">While it can be a good idea to buy a discounted item for next year now, Woroch cautions against overspending. <\/p>\n<p class=\"_28z5Fp _3-to_p\">\u201cJust make sure you can afford the purchase when you buy it. You don\u2019t want to add to your spending load so much that you can\u2019t pay off your card,\u201d she says, because that can lead to interest charges. <\/p>\n<p class=\"_28z5Fp _3-to_p\">In some cases, 0% financing deals may also be available during sales events, allowing you to spread out payments without interest accruing, she adds. <\/p>\n<p class=\"_28z5Fp _3-to_p\">The washer and dryer set will be my biggest purchase, which is why I\u2019ve taken time to plan for it. <\/p>\n<p>Lock in seasonal savings<\/p>\n<p class=\"_28z5Fp _3-to_p\">October was good, but I\u2019m holding out for <a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.nerdwallet.com\/article\/finance\/when-is-black-friday\" data-currency=\"Link\" target=\"_self\" rel=\"nofollow noopener\">Black Friday sales<\/a>: The hair appliance I plan to purchase \u2014 a Beachwaver rotating curling iron \u2014 normally retails for $99, but dipped to just under $70 right before the October sales hit. <\/p>\n<p class=\"_28z5Fp _3-to_p\">I was tempted to hit \u201cbuy\u201d until I checked the price history on CamelCamelCamel.com. I saw that last Black Friday, the price went all the way down to $49. So I\u2019m waiting, hoping the low price repeats itself again this year. If it does, I\u2019ll save about $50. <\/p>\n<p class=\"_28z5Fp _3-to_p\">For our washer and dryer combo, I selected the LG ThinQ model after combing through online reviews. While it\u2019s currently marked down about $500, I expect an even better deal during the Black Friday sales. <\/p>\n<p class=\"_28z5Fp _3-to_p\">Research shows that <a class=\"_28z5Fp _2JIHTU vLzrnO _3mJuQ4\" href=\"https:\/\/www.nerdwallet.com\/article\/finance\/best-time-to-buy-appliances\" data-currency=\"Link\" target=\"_self\" rel=\"nofollow noopener\">appliance prices<\/a> typically dip during Black Friday, with deals announced ahead of time. So I\u2019m keeping my eye out and will make my purchase when I see sales roll out. It\u2019s a bit of a gamble \u2014 because I could save $500 now \u2014 but I\u2019m hopeful.<\/p>\n<p class=\"_28z5Fp _3-to_p\">The bottom line? Using seasonal sales to buy necessities can save you cash, which we can all use right now.<\/p>\n","protected":false},"excerpt":{"rendered":"This fall, multiple appliances in my home announced they were done: A water line inside my washer broke,&hellip;\n","protected":false},"author":2,"featured_media":254288,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185],"class_list":{"0":"post-254287","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/254287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=254287"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/254287\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/254288"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=254287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=254287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=254287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}