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GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines<\/a> and our products and services review methodology<\/a>.<\/p>\n 20 Years Trusted by Want to travel like the ultra-wealthy without blowing your entire budget<\/a>? Luxury travel isn\u2019t always about five-star splurges. It\u2019s about strategic swaps and insider moves that can unlock luxury experiences for less.<\/p>\n From first-class flights booked on a coach budget to VIP-style perks at midrange prices, here are five ways to vacation like a millionaire without spending like one<\/a>.<\/p>\n 1. Buy Back Time the Way Millionaires Do<\/p>\n Millionaires don\u2019t wait; they curate. Skip-the-line passes, private transfers and timed-entry tickets can elevate even a midpriced trip into a VIP-level experience.<\/p>\n<\/p>\n \u201cThe longest line you\u2019ll ever stand in is the one you didn\u2019t plan for,\u201d said Shane Mahoney, founder of Lugos Travel<\/a>. \u201cI\u2019ve sent people into the Sistine Chapel before it opens. A dozen people in the room instead of hundreds. Same masterpiece. Completely different trip.\u201d<\/p>\n 2. Leverage Loyalty Programs Like High-Net-Worth Travelers<\/p>\n Many millionaires utilize loyalty programs and rewards points to transform everyday spending into luxury travel experiences. By choosing cards and programs strategically, travelers can enjoy a \u201cmillionaire experience\u201d without premium spending.<\/p>\n \u201cWe strategically leverage points from programs like AMEX Membership Rewards and transfer them to airlines for long-haul business-class flights,\u201d said Tom Abraham, co-founder of the World Travel Index<\/a> and a full-time globetrotter.\u00a0\u201cThis gives us access to a huge network. A single credit-card bonus can often cover a flight that would otherwise cost thousands.\u201d<\/p>\n 3. Book \u2018Luxury Adjacent\u2019 To Get Five-Star Feels<\/p>\n Some millionaires rarely stay in the priciest ZIP code. Instead, they book just next to it. By choosing boutique hotels or rentals bordering top hotspots, it\u2019s possible to enjoy luxury-level amenities and a \u201cmillionaire travel<\/a>\u201d experience at a fraction of the cost.\u00a0<\/p>\n \u201cThink Menton instead of Monaco, or Porto instead of Lisbon,\u201d said Francis Hellyer, CEO of Tickadoo<\/a>, an artificial intelligence-powered platform for personalized travel and live events \u201cYou get world-class dining, culture and scenery at a fraction of the cost, and you\u2019re still close enough to dip into the pricier hotspots for a day.\u201d<\/p>\n 4. Treat Credit Card Points Like a Private Piggy Bank for Splurges<\/p>\n Affluent travelers see reward points<\/a> as an investment tool, not a novelty. By treating points as currency for high-value redemptions, such as business-class flights, resort stays or airport lounge access, middle-class earners can enjoy millionaire-style travel upgrades without going broke.<\/p>\n<\/p>\n \u201cOne of the best ways to get high-end deals without paying for it is using credit card points,\u201d said Kendyl Grender, owner of Kendyl Travels<\/a>. \u201cThe best thing you can do is earn points on your everyday spending, pay it like a debit card and use those points towards a free trip annually.\u201d\u00a0<\/p>\n To maximize the strategy\u2019s effectiveness, Grender recommended using multiple rewards cards to earn higher point multipliers on everyday categories, such as dining or groceries, and then funneling those points into hotel and airline transfer partners.<\/p>\n 5. Snag Off-Peak Luxury When the Wealthy Aren\u2019t Traveling<\/p>\n Millionaires know the real luxury is privacy and space, not crowds and markups. By booking just outside peak season, travelers can experience high-touch service, exclusive amenities and reduced \u201cmillionaire-level\u201d pricing, especially on international trips<\/a>.\u00a0<\/p>\n \u201cBy going right after the main season, we were able to stay in fantastic resorts in the Dominican Republic and Sint Maarten for up to 70% less than their peak rates,\u201d Abraham said. \u201cIt feels like a VIP experience because the resorts are quieter.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"andresr \/ Getty Images Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews…\n","protected":false},"author":2,"featured_media":270160,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,9549,184,185,1997,3792],"class_list":{"0":"post-270159","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-finance","12":"tag-gobankingrates","13":"tag-personal-finance","14":"tag-personalfinance","15":"tag-saving-money","16":"tag-travel"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/270159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=270159"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/270159\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/270160"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=270159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=270159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=270159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/cdn.gobankingrates.com\/wp-content\/uploads\/2023\/11\/icon-20.svg?webp=1&quality=75\"){kind=icon}
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