{"id":286961,"date":"2025-11-15T21:48:22","date_gmt":"2025-11-15T21:48:22","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/286961\/"},"modified":"2025-11-15T21:48:22","modified_gmt":"2025-11-15T21:48:22","slug":"ndis-funding-uncertainty-means-queensland-couple-may-never-be-able-to-retire-as-they-care-for-their-daughter","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/286961\/","title":{"rendered":"NDIS funding uncertainty means Queensland couple &#8216;may never be able to retire&#8217; as they care for their daughter"},"content":{"rendered":"<p class=\"paragraph_paragraph__iYReA\">While most couples in their 60s are planning for retirement, Louise and Darren Catton have been preparing for the day they can no longer care for their 22-year-old daughter, Mary.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">The Caboolture couple has spent years curating a care plan for Mary, who is non-verbal, that accommodates for her cerebral palsy, epilepsy, mobility issues and autism.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">But Ms Catton said their plans were up-ended earlier this year when they received notice that Mary&#8217;s National Disability Insurance Scheme (NDIS) care plan would be cut dramatically.\u00a0<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Ms Catton is 60, while her husband is 63.<\/p>\n<p><img decoding=\"async\" alt=\"A family hold hands and walk together.\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/11\/31df68d6e0157f032595bbf2b5d5f445\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">The Cattons discovered in August that Mary&#8217;s annual NDIS funding would be cut by almost $250,000. (Supplied: Louise Catton)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;As we got older, we needed to set Mary up as best we could so she could live her life as independently as possible from us,&#8221; Ms Catton said.<\/p>\n<p>&#8220;We know that we can&#8217;t retire just yet, or maybe ever, because now we don&#8217;t know what the future holds.&#8221;<\/p>\n<p class=\"paragraph_paragraph__iYReA\">While the NDIS says adjustments to plans are carefully made to suit each participant&#8217;s needs, disability advocates believe Mary&#8217;s case is a drop in the &#8220;tsunami of cuts&#8221; to plans being experienced across the country.<\/p>\n<p>Funding cut threatens overnight care<\/p>\n<p class=\"paragraph_paragraph__iYReA\">In a decision that has since been reviewed by the NDIS, the Cattons discovered in August that Mary&#8217;s annual NDIS funding would be cut by almost $250,000.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Mary&#8217;s care plan included one-on-one, around-the-clock care from a support worker, with two support workers periodically assigned to help take her to appointments or to socialise.<\/p>\n<p><img decoding=\"async\" alt=\"A woman with blonde hair hugs a girl with brown hair.\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/11\/0947a4b7dc2559976305508d3a4edeb6\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">The Cattons requested the NDIS carry out an internal review of Mary&#8217;s case. (Supplied: Louise Catton)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">The family said the looming funding cut meant they may not be able to afford overnight care and allied health services for Mary, and threatened the removal of two-on-one community access support.<\/p>\n<p>&#8220;With her uncontrolled epilepsy now, she needs two staff to safely support her outside of her home,&#8221;  Ms Catton said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;If she has a seizure, we need two staff. If she has a meltdown, she needs two staff \u2026 she can become aggressive because of anxiety.&#8221;<\/p>\n<p><img decoding=\"async\" alt=\"Two elderly parents gently guide a young woman in pigtails in a garden \" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/11\/6dca26b6a132504fe2bea60c572283f8\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">The Caboolture couple has spent years curating a care plan for Mary. (Supplied: Louise Catton)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">In a statement, a spokesperson for the National Disability Insurance Agency said its priority was to ensure every participant had access to the services they required.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Participant support needs may go up and down,&#8221; the spokesperson said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Providing time for a gradual adjustment to any changes to current supports ensures this is done carefully over time, with a focus on maintaining the needs of participants while building their capacity.&#8221;<\/p>\n<p>Process takes a toll<\/p>\n<p class=\"paragraph_paragraph__iYReA\">The Cattons requested the NDIS carry out an internal review of Mary&#8217;s case, which this week saw her funding increased by almost $70,000 \u2014 but not restored to its previous amount.<\/p>\n<p>&#8220;We should not have had to have made the number of complaints we did to be heard,&#8221;  Ms Catton said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Ms Catton said the internal review process had taken a toll on the family.<\/p>\n<p><img decoding=\"async\" alt=\"A man and a woman in their 60s stand together in a park on a summer's day\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/11\/4e6f55c1bedd9ff479fecca93c9c382a\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Ms Catton is concerned she may have to fight for her daughter&#8217;s funding each year. (ABC News: Lucy Loram)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Mary is the youngest of four children. Her older siblings are Emily, 30, Oliver, 27, and Grace, 25.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Mary became so depressed that she was sobbing through the night due to the cuts that the NDIS made back in August,&#8221; she said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;Is the expectation that Darren and I have to mount this battle every single year? Are they going to be looking at cutting her funding every time even though nothing is changing?&#8221;<\/p>\n<p>&#8216;Tsunami of cuts&#8217; to plans<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Matilda Alexander, a human rights lawyer and chief executive of Queensland Advocacy for Inclusion, said the number of NDIS recipients reaching out for help to review their funding cuts was increasing.<\/p>\n<p>&#8220;This is a very worrying trend. We&#8217;re seeing a real tsunami of cuts to plans,&#8221;  Ms Alexander said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;This has huge implications on day-to-day living and the ability to keep trusted long-term workers engaged in support employment.&#8221;<\/p>\n<p><a href=\"https:\/\/www.abc.net.au\/news\/2025-11-12\/advocates-fear-ndis-review-cuts-to-exercise-physiology\/105970108\" data-component=\"FullBleedLink\" class=\"RelatedCard_link__rsgR9 FullBleedLink_root__lTw_U interactive_focusContext__yRhc_ interactive_defaults__AKxUU FullBleedLink_showVisited__g3Xvz\" rel=\"nofollow noopener\" target=\"_blank\">Family fears NDIS review could cut &#8216;essential&#8217; exercise therapy<\/a><\/p>\n<p class=\"Typography_base__sj2RP RelatedCard_synopsis__cFwMW Typography_sizeMobile14__u7TGe Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">Leo depends on exercise physiology to keep him moving, but there are fears that could change under an NDIS review.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Ms Alexander said NDIS participants and families should feel empowered to ask for both internal and tribunal reviews.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;It&#8217;s very hard to find lawyers and advocates who have capacity to help because we are just overloaded with this case work at the moment,&#8221; she said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;But do try and seek help \u2026 a lot of these decisions are actually being overturned.&#8221;<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Data from the Administrative Review Tribunal found 80 per cent of reviews into NDIS plans resulted in overturned decisions.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">Support coordinator Kylie Lamb, who manages the specialist services that Mary used, said significant reductions in funding risked jeopardising a participant&#8217;s progress.<\/p>\n<p><img decoding=\"async\" alt=\"A teenage girl playfully grabs a white fluffy dog, pulling its face clos\" class=\"Image_image__5tFYM ContentImage_image__DQ_cq\"  src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/11\/7e233c6420bea1b167691b085e3f341a\" loading=\"lazy\" data-component=\"Image\" data-lazy=\"true\"\/><\/p>\n<p class=\"Typography_base__sj2RP FigureCaption_text__zDxQ5 Typography_sizeMobile12__w_FPC Typography_lineHeightMobile20___U7Vr Typography_regular__WeIG6 Typography_colourInherit__dfnUx\" data-component=\"Typography\">With uncontrolled epilepsy, Mary needs two staff to safely support her outside of her home. (Supplied: Louise Catton)<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;The Mary that I started working with in 2021, to the Mary that I supported in 2025, is night and day \u2014 but that does not mean that her disability has stopped being complex,&#8221; Ms Lamb said.<\/p>\n<p class=\"paragraph_paragraph__iYReA\">&#8220;It just means that probably for the first time in her life she had the most appropriate level of support for her disability.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"While most couples in their 60s are planning for retirement, Louise and Darren Catton have been preparing for&hellip;\n","protected":false},"author":2,"featured_media":286962,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[64,63,651,99,165551,7110,22573,4014,165553,165552,165550,5793,701,6541],"class_list":["post-286961","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-au","tag-australia","tag-brisbane","tag-business","tag-darren-catton","tag-disability","tag-disability-support","tag-epilepsy","tag-idpwd","tag-living-with-a-disability","tag-louise-catton","tag-ndis","tag-queensland","tag-retirement-planning"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/286961","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=286961"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/286961\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/286962"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=286961"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=286961"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=286961"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}