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America\u2019s baby boomers are often seen as the lucky ones \u2014 the generation that bought homes before prices soared, rode decades of stock market growth and built their careers in a less cutthroat job market than what many face today. But according to \u201cRich Dad, Poor Dad\u201d author Robert Kiyosaki, those golden years may not be so golden after all.<\/p>\n
In a recent appearance on The Iced Coffee Hour podcast, Kiyosaki issued a blunt warning: America\u2019s boomers will face a wave of homelessness \u2014 and he\u2019s placing the blame squarely on one institution (1).<\/p>\n
\u201cThe reason we have homelessness today is because we have a Federal Reserve bank \u2014 it\u2019s a criminal organization,\u201d he said. \u201cLook how homelessness is exploding. People can\u2019t afford homes.\u201d<\/p>\n
Kiyosaki argued that by printing fiat currency, the Federal Reserve fuels price increases that make everyday life harder for ordinary Americans.<\/p>\n
\u201cWhen you print fake money, which this stuff is, you make life harder on people,\u201d he said, holding up two U.S. dollar bills.<\/p>\n
He went on to explain that money printing disproportionately benefits asset owners at the expense of the poor and middle class.<\/p>\n
\u201cSo if you own a house and you print money, you feel, oh, the price of my house went up. But the average person sees the price of chicken and eggs and yogurt goes up and \u2014 and inflation wipes them out.\u201d<\/p>\n
After news broke that the Department of Justice had opened a criminal investigation into the Federal Reserve\u2019s $2.5 billion headquarters renovation, he posted on X: \u201cYay: it\u2019s about time (2).\u201d<\/p>\n
Calling Powell a \u201ccriminal counterfeiter,\u201d Kiyosaki argued that the Federal Reserve\u2019s policies are \u201cMarxist\u201d because it\u2019s a centralized bank.<\/p>\n
\u201cThe creation of the Fed in 1913 and brought with it the 16th Amendment \u2026. a.k.a. Income tax,\u201d he claimed on an X post on Jan. 12.<\/p>\n
\u201cUp until the creation of the Fed, America was a tax free nation. America was founded on a tax revolt known as the Boston Tea Party in 1773. Then came the Fed in 1913,\u201d he added.<\/p>\n
Read More: Approaching retirement with no savings? Don\u2019t panic, you’re not alone. Here are 6 easy ways you can catch up (and fast)<\/a><\/p>\n While Trump\u2019s contempt for the central bank chair seemingly stems from his unwillingness to cut rates aggressively, Kiyosaki has a different view.<\/p>\n After the Fed cut rates last month, Kiyosaki hinted that it might lead to hyperinflation.<\/p>\n In a post on X on Dec. 17, he said, \u201cThe FED lowered interest rates\u2026signaling QE (quantitative easing) or turning on the fake money printing press\u2026.What Larry Lepard calls \u201cThe Big Print\u201d the title of his great book. This will lead to Hyper-Inflation\u2026 making life very expensive for the unprepared (3).\u201d<\/p>\n Born in 1947, Kiyosaki is among the earliest baby boomers \u2014 a generation typically defined as those born between 1946 and 1964. And he believes his peers will be especially vulnerable.<\/p>\n \u201cThe boomers don\u2019t have enough money to get through inflation. The boomers are going to be homeless all over the place,\u201d he said on The Iced Coffee Hour podcast. \u201cSo mark my words, I\u2019m the first of the boomers. We\u2019re going to get wiped out via inflation. Your mommy and daddy may be on the street because inflation is going to wipe out their Social Security.\u201d<\/p>\n His concerns tap into a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising expenses older Americans face \u2014 especially for housing and health care. (4)<\/p>\n And even those benefits aren\u2019t guaranteed at current levels forever. The Social Security trust fund reserves are projected to become insolvent in 2035 \u2014 and possibly even sooner. Without congressional action, retirees will receive only about 83% of their full benefits.<\/p>\n The good news? Kiyosaki also shared the assets he believes can stand strong against inflation, money printing, and more.<\/p>\n Kiyosaki has long been a vocal advocate for gold. His reasoning is straightforward: \u201cI\u2019m not buying gold because I like gold, I\u2019m buying gold because I don\u2019t trust the Fed,\u201d he said in an interview from 2021 (5).<\/p>\n Indeed, the yellow metal is a natural hedge against inflation \u2014 unlike fiat currencies, it can\u2019t be printed at will by central banks. Gold is also widely considered the ultimate safe-haven asset. It\u2019s not tied to any one country, currency or economy, and in times of economic turmoil or geopolitical uncertainty, investors often flock to it \u2014 driving prices higher.<\/p>\n Kiyosaki has been hoarding the metal.<\/p>\n \u201cI have boxes of gold. I own gold mines,\u201d he revealed.<\/p>\n He\u2019s not alone in this stance. Ray Dalio, founder of the world\u2019s largest hedge fund, Bridgewater Associates, told CNBC earlier this year that \u201cpeople don’t have, typically, an adequate amount of gold in their portfolio,\u201d adding that \u201cwhen bad times come, gold is a very effective diversifier.\u201d<\/p>\n And the market has rewarded gold holders. Over the past 12 months, gold prices have surged by about 70% (6).<\/p>\n One way to invest in gold that can also provide significant tax advantages is to open a gold IRA with the help of Priority Gold<\/a>.<\/p>\n Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, which combines the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to potentially hedge their retirement funds against inflation and economic uncertainties.<\/p>\n You can rollover your existing IRA or 401(k)<\/a> into a precious metals IRA without incurring any penalties or tax liabilities.<\/p>\n Even better, Priority Gold\u2019s guaranteed buyback assurance<\/a> allows you to sell back your precious metals when you want, without any fees or hassles.<\/p>\n To learn more, you can get a free information guide that includes details on how to get up to $10,000 in free silver<\/a> on qualifying purchases.<\/p>\n Kiyosaki has been a long-standing supporter of cryptocurrencies \u2014 often touting them as \u201cpeople\u2019s money (7).\u201d<\/p>\n \u201cI invest in Bitcoin and Ethereum knowing they can boom and bust, because the Fed, the US Treasury, nor Buffet can produce Bitcoin or crypto,\u201d Kiyosaki stated in an X post in mid-November of last year, adding, \u201cBitcoin increases in value as the US dollar goes down in purchasing power (8).\u201d<\/p>\n Following last fall\u2019s crypto crash, Kiyosaki predicts cryptocurrencies \u2014 particularly bitcoin and ethereum \u2014 to make a comeback this year.<\/p>\n \u201cMy target price for Bitcoin is $250 k in 2026,\u201d Kiyosaki stated in a separate X post on Nov. 9, 2025 (9).<\/p>\n For those looking to hop on the Bitcoin bandwagon, new crypto platforms like Gemini have made it easier for everyday investors.<\/p>\n Gemini<\/a>, a full-reserve and regulated cryptocurrency exchange and custodian, which allows users to buy, sell, and store Bitcoin and 70 other cryptocurrencies.<\/p>\n You can place instant, recurring, and limit buys on a growing and vetted list of available coins<\/a>.<\/p>\n The best part? You can also get $20 in free Bitcoin<\/a> when you trade $100 or more on the platform.<\/p>\n Gold isn\u2019t the only asset investors turn to during inflationary times. Real estate has also proven to be a powerful hedge.<\/p>\n When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts for inflation.<\/p>\n Kiyosaki is no stranger to this asset class.<\/p>\n In a post on X earlier this year, Kiyosaki laid out the steps he believes individuals can take to brace for a recession \u2014 and highlighted real estate\u2019s income-generating power (10).<\/p>\n \u201cI have always recommended people become entrepreneurs, at least a side hustle and not need job security. Then invest in income-producing real estate, in a crash, which provides steady cash flow,\u201d he said.<\/p>\n Today, you don\u2019t need to be as wealthy as Kiyosaki to get started in real estate investing. Crowdfunding platforms like Arrived<\/a> offer an easier way to get exposure to this income-generating asset class.<\/p>\n Backed by world-class investors like Jeff Bezos, Arrived allows you to invest in shares of rental homes with as little as $100<\/a>, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.<\/p>\n The process is simple: Browse a curated selection of homes pre-vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you want to purchase and sit back as you start receiving any positive rental income distributions<\/a> from your investment.<\/p>\n Another option is mogul, which allows you to invest in blue-chip rental properties across the country<\/a>. Investors can benefit from monthly rental income, real-time appreciation, and tax deductions \u2014 all without a mortgage or 3 a.m. tenant calls.<\/p>\n Founded by former Goldman Sachs real estate investors, mogul\u2019s team hand-picks the top 1% of single-family rental homes nationwide<\/a> for you.<\/p>\n Each property is vetted to ensure it can still generate at least a 12% return \u2014 even in a downside scenario. Across the board, the platform features an average annual IRR of 18.8%. Their cash-on-cash yields, meanwhile, average between 10 to 12% annually.<\/p>\n Given those numbers, it\u2019s no surprise that mogul\u2019s offerings often sell out in under three hours<\/a>, with most investments ranging from $15,000 to $40,000 per property.<\/p>\n To get started, just sign up for an account and browse their available properties<\/a>. Once you verify your information, you can invest like a mogul in just a few clicks.<\/p>\n If you\u2019re a landlord, you might have found yourself being stressed by the numerous moving components of managing rental properties.<\/p>\n Managing tenants, collecting rent, moving money across different accounts and handling tedious paperwork can quickly become overwhelming and expensive \u2014 even for seasoned property owners.<\/p>\n That\u2019s where Baselane<\/a> comes in. The easy-to-use platform allows real estate investors to conveniently manage their properties, tenants, and finances in one place.<\/p>\n You can open unlimited accounts for each of your properties<\/a> \u2014 with no monthly account maintenance fees and no minimum balance required. Sync external accounts, upload receipts and set up one-time or recurring payments.<\/p>\n From tenant management and banking to tax reporting and rent collection, the easy-to-use platform cuts out the manual work at every stage of the rental process<\/a>. So you can focus on growing your rental business rather than drowning in spreadsheets.<\/p>\n Open a Baselane account today and receive a $150 cash bonus<\/a> as a Moneywise reader.<\/p>\n We rely only on vetted sources and credible third-party reporting. For details, see our editorial ethics and guidelines<\/a>.<\/p>\n @TheIcedCoffeeHour (1<\/a>); @theRealKiyosaki (2<\/a>), (3<\/a>), (4<\/a>), (7<\/a>), (8<\/a>), (9<\/a>), (10<\/a>); CNN (4<\/a>); Yahoo Finance (5<\/a>); APMEX (6<\/a>)<\/p>\n This article provides information only and should not be construed as advice. It is provided without warranty of any kind.<\/p>\n","protected":false},"excerpt":{"rendered":"The Iced Coffee Hour \/ YouTube Moneywise and Yahoo Finance LLC may earn commission or revenue through links…\n","protected":false},"author":2,"featured_media":419938,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,63,8197,99,12864,164,176,19950,221158,5465,11917,150432,221157,17495],"class_list":{"0":"post-419937","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy","8":"tag-au","9":"tag-australia","10":"tag-baby-boomers","11":"tag-business","12":"tag-dave-ramsey","13":"tag-economy","14":"tag-federal-reserve","15":"tag-federal-reserve-bank","16":"tag-iced-coffee","17":"tag-inflation","18":"tag-jeff-bezos","19":"tag-kiyosaki","20":"tag-money-printing","21":"tag-robert-kiyosaki"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/419937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=419937"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/419937\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/419938"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=419937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=419937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=419937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}