{"id":438680,"date":"2026-01-26T14:32:08","date_gmt":"2026-01-26T14:32:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/438680\/"},"modified":"2026-01-26T14:32:08","modified_gmt":"2026-01-26T14:32:08","slug":"treasury-hits-back-at-labor-over-5-home-deposit-scheme","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/438680\/","title":{"rendered":"Treasury hits back at Labor over 5% home deposit scheme"},"content":{"rendered":"<p>Last year, I claimed that the Australian Treasury\u2019s modelling of Labor\u2019s 5% deposit scheme for first home buyers demonstrated that the Treasury had become the federal government\u2019s propaganda arm.<\/p>\n<p>Labor\u2019s First Home Buyer Guarantee program, which went into effect in October 2025, allows nearly all first home buyers to purchase a property with only a 5% deposit and no lenders\u2019 mortgage insurance because taxpayers will guarantee 15% of the mortgage.<\/p>\n<p>The Treasury\u2019s analysis of the scheme, released prior to its introduction, forecast that the policy would only increase home values by 0.6% over six years.<\/p>\n","protected":false},"excerpt":{"rendered":"Last year, I claimed that the Australian Treasury\u2019s modelling of Labor\u2019s 5% deposit scheme for first home buyers&hellip;\n","protected":false},"author":2,"featured_media":438681,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,63,99,164],"class_list":{"0":"post-438680","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-economy"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/438680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=438680"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/438680\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/438681"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=438680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=438680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=438680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}