{"id":482910,"date":"2026-02-16T04:01:08","date_gmt":"2026-02-16T04:01:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/482910\/"},"modified":"2026-02-16T04:01:08","modified_gmt":"2026-02-16T04:01:08","slug":"first-home-buyers-sweat-on-future-rate-hikes","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/482910\/","title":{"rendered":"First home buyers sweat on future rate hikes"},"content":{"rendered":"<p>The Australian Treasury set aside $35.7 million in contingent liabilities for defaults under the federal government\u2019s 5% deposit scheme for home buyers in the mid-year budget update in December.<\/p>\n<p>Under this scheme, the Treasury guarantees 15% of first-home buyer mortgages, allowing homes to be purchased with only a 5% deposit without requiring lenders\u2019 mortgage insurance.<\/p>\n<p>The 5% deposit scheme has proven extremely popular.<\/p>\n","protected":false},"excerpt":{"rendered":"The Australian Treasury set aside $35.7 million in contingent liabilities for defaults under the federal government\u2019s 5% deposit&hellip;\n","protected":false},"author":2,"featured_media":482911,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,63,99,164],"class_list":["post-482910","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-au","tag-australia","tag-business","tag-economy"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/482910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=482910"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/482910\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/482911"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=482910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=482910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=482910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}