{"id":498574,"date":"2026-02-23T09:41:08","date_gmt":"2026-02-23T09:41:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/498574\/"},"modified":"2026-02-23T09:41:08","modified_gmt":"2026-02-23T09:41:08","slug":"australian-home-premiums-climb-51-in-five-years","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/498574\/","title":{"rendered":"Australian home premiums climb 51% in five years"},"content":{"rendered":"<p>Capital city and regional differences<\/p>\n<p>Finity\u2019s data shows Darwin recorded the highest average capital city home premium at $4,015 as of October 2025, followed by Sydney at $3,964 and Brisbane at $3,872. Canberra, Melbourne, Hobart, Perth, and Adelaide fall between about $2,042 and $2,622. At a finer scale, pricing concentrates in hazard\u2011prone zones. Average annual premiums in Brisbane\u2019s west are about $8,396, compared with $5,410 in Darwin City and $5,350 across Sydney\u2019s outer west and Blue Mountains region. These levels align with higher exposure to flood, bushfire, and severe storms, as well as claims experience and reinsurance costs.<\/p>\n","protected":false},"excerpt":{"rendered":"Capital city and regional differences Finity\u2019s data shows Darwin recorded the highest average capital city home premium at&hellip;\n","protected":false},"author":2,"featured_media":498575,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[64,63,250889,250890,44,240295],"class_list":["post-498574","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australia","tag-au","tag-australia","tag-home-insurance-premiums","tag-insurance-affordability","tag-news","tag-underinsurance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/498574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=498574"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/498574\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/498575"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=498574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=498574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=498574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}