{"id":564888,"date":"2026-03-26T04:45:18","date_gmt":"2026-03-26T04:45:18","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/564888\/"},"modified":"2026-03-26T04:45:18","modified_gmt":"2026-03-26T04:45:18","slug":"mortgage-stress-to-hit-new-high-in-2026","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/564888\/","title":{"rendered":"Mortgage stress to hit new high in 2026"},"content":{"rendered":"<p>Roy Morgan has <a href=\"https:\/\/www.roymorgan.com\/findings\/10168-mortgage-stress-risk-february-2026\" rel=\"nofollow noopener\" target=\"_blank\">released analysis<\/a> showing that 30.3% of mortgage holders would be \u201cat risk\u201d of stress if the Reserve Bank of Australia (RBA) were to lift the official cash rate by another 25 bps at its May Meeting\u2014 the third consecutive increase:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2026\/03\/Mortgage-stress-scenarios.png\" width=\"660\" height=\"546\" alt=\"Mortgage risk projections\"\/><\/p>\n<p>This would take mortgage stress back to its recent peak achieved in June 2024:<\/p>\n<p><img src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2026\/03\/Mortgage-stress-1.png\" width=\"660\" height=\"498\" decoding=\"async\" loading=\"lazy\" alt=\"Mortgage stress\"\/><\/p>\n<p>Advertisement<\/p>\n<p>The interest rate futures market has fully priced three additional rate hikes this year, which would take the official cash rate to 4.85% by year\u2019s end:<\/p>\n<p><img src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2026\/03\/RBA-cash-rate-forecast-2.png\" width=\"577\" height=\"457\" decoding=\"async\" loading=\"lazy\" alt=\"RBA official cash rate projections\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"Roy Morgan has released analysis showing that 30.3% of mortgage holders would be \u201cat risk\u201d of stress if&hellip;\n","protected":false},"author":2,"featured_media":564889,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,63,99,164],"class_list":["post-564888","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-au","tag-australia","tag-business","tag-economy"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/564888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=564888"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/564888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/564889"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=564888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=564888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=564888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}