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GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines<\/a> and our products and services review methodology<\/a>.<\/p>\n 20 Years Trusted by A global survey by CNBC and SurveyMonkey<\/a> reported that 70% of Americans are stressed about their financial security, with 58% of U.S. adults living paycheck to paycheck. <\/p>\n The primary stressor: Inflation<\/a>. However, younger generations can turn to boomer Americans for the one frugal habit they never gave up \u2014 \u201cchoosing DIY over convenience.\u201d Here\u2019s why it works<\/a>.<\/p>\n Use Coupons<\/p>\n The boomer you stand behind in the grocery line, counting coupons, may be getting many of their groceries for pennies on the dollar because they cut them out of circulars at home.<\/p>\n A recent study by Coupon Follow<\/a> on consumer spending reported that U.S. households can save nearly $1,500 on food, clothing, household items, and entertainment, lowering household costs by 6.4%. Plus, today, many digital coupons<\/a> can be accessed from a smartphone.<\/p>\n<\/p>\n Create Handmade Gifts\u00a0<\/p>\n During the holiday season and birthdays, we head to Amazon and brick-and-mortar stores to buy gifts from manufacturers. Amazon Prime<\/a> may offer free shipping on Prime-eligible items, but it costs $14.99 a month plus taxes.\u00a0<\/p>\n Instead, do what many frugal boomers do: Craft handmade gifts yourself. You can make everything from homemade baked goods to clothing, baby blankets and even artwork. You\u2019ll not only lower the planet\u2019s carbon footprint, but give your family an heirloom they can treasure for years, made by your own hands (well, maybe except the cookies!).<\/p>\n Employ the Farm-to-Table Strategy<\/p>\n One way to avoid rising grocery costs<\/a> is to do what frugal boomers do: create a home garden. Your farm-to-table food will not only cost less but will taste delicious. If you don\u2019t have a large backyard, you can grow a garden on a patio or balcony. Just plant seeds and tend to your garden.\u00a0<\/p>\n Repair Home Items Instead of Buying New<\/p>\n When an appliance breaks down that\u2019s no longer under warranty, the first thing people do is order a new one. However, some items can be repaired by replacing a broken part. While this may take a little effort, searching for the part\u2019s model number online, you can fix it yourself or hire a handyman and extend the life of your product. That\u2019s what thrifty boomers do.<\/p>\n Opt for Cooking Over Food Delivery\u00a0<\/p>\n Online food delivery is a $242 billion industry, and it\u2019s expected to grow to over $746 billion by 2033, according to Global Newswire<\/a>. Today, consumers spend between $41.10 and $1,028.50 per month on food delivery apps, according to Empower<\/a>.\u00a0<\/p>\n Much of Grubhub, DoorDash and Uber Eats\u2019 charges go to service, delivery and small-order fees, CNET<\/a> reported. Tack on a tip and credit card charges, and you\u2019ll be paying a premium for a simple meal. Instacart and other grocery delivery apps mark up food prices and charge a hefty fee to get your order sooner.\u00a0<\/p>\n![\"\"](\"https:\/\/cdn.gobankingrates.com\/wp-content\/uploads\/2023\/11\/icon-20.svg?webp=1&quality=75\"){kind=icon}
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