{"id":590227,"date":"2026-04-07T01:04:11","date_gmt":"2026-04-07T01:04:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/590227\/"},"modified":"2026-04-07T01:04:11","modified_gmt":"2026-04-07T01:04:11","slug":"in-superannuation-planning-is-a-60-40-portfolio-too-conservative-for-retirees","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/590227\/","title":{"rendered":"In superannuation planning, is a 60\/40 portfolio too conservative for retirees?"},"content":{"rendered":"<p>When US Hall of Fame financial adviser Ric Edelman calls the traditional retirement portfolio of 60 per cent shares and 40 per cent bonds \u201cdownright crazy\u201d, people tend to listen.<\/p>\n<p>His argument is simple: the formula was developed when retirees were expected to live for less than a decade. Today, many will need their savings to last 25 or even 30 years.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"When US Hall of Fame financial adviser Ric Edelman calls the traditional retirement portfolio of 60 per cent&hellip;\n","protected":false},"author":2,"featured_media":590228,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185],"class_list":["post-590227","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-au","tag-australia","tag-business","tag-finance","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/590227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=590227"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/590227\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/590228"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=590227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=590227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=590227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}