{"id":615304,"date":"2026-04-18T15:38:14","date_gmt":"2026-04-18T15:38:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/615304\/"},"modified":"2026-04-18T15:38:14","modified_gmt":"2026-04-18T15:38:14","slug":"single-australians-face-a-singles-tax-costing-them-thousands-new-report-reveals","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/615304\/","title":{"rendered":"Single Australians face a \u2018singles tax\u2019 costing them thousands, new report reveals"},"content":{"rendered":"<p><img fetchpriority=\"high\" class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117686\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117686\" data-capiid=\"2f7c39bc1fe6fb270ee0f9eee5ce33be\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"depressed man losing his house due to debts and mortgage\"\/><\/p>\n<p id=\"caption-attachment-1117686\" class=\"wp-caption-text\">Finder\u2019s report revealed only 31 per cent of Aussie suburbs were affordable to the average single earner.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Single Aussies are being priced out of the market, with new research revealing they can afford to buy in just one-third of suburbs around the country.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">The Finder\u2019s Singles Tax Report 2026 exposed the higher costs for housing, utilities, groceries and travel that single people face while it also shows singles are less \u2018happy\u2019 than those with a partner.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">The report revealed only 31 per cent of Aussie suburbs were affordable to the average single earner.<\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117682\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117682\" data-capiid=\"286a264e3eb6309e3444005619a81d56\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"\"\/><\/p>\n<p id=\"caption-attachment-1117682\" class=\"wp-caption-text\">The report revealed only 31 per cent of Aussie suburbs were affordable to the average single earner.<\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117833\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117833\" data-capiid=\"db2886635d32a6746f5b1355b4d44d9b\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"Estate agent handing keys to young couple in new house\"\/><\/p>\n<p id=\"caption-attachment-1117833\" class=\"wp-caption-text\">The research also revealed the average Aussie with a partner has $50,192 in savings while the average single person has $30,932.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">It showed across 4,493 suburbs where property sold in the 12 months of 2025, only a third of them were affordable without entering mortgage stress.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">That was based on the average first homebuyer deposit of $147,241.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cGetting a foot on the property ladder is another area where the \u2018singles tax\u2019 is clearly on display,\u201d said Rebecca Pike, money expert at Finder and report co-author.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cUnlike couples, single buyers must save the same deposit without the benefit of dual earnings, while also proving they can service a loan on their own.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cThis significantly limits borrowing power and reduces the number of properties within reach.\u201d<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/blank-canvas-flipped-into-luxury-lifestyle-estate-with-stables-and-private-dam\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_courier_mail&amp;campaignPlacement=realestatemodule\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">MORE NEWS: Best backyard comes with a wakeboarding dam<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/australia-needs-a-national-plan-to-manage-population-boom-planning-institute-says\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_courier_mail&amp;campaignPlacement=realestatemodule\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">Australia needs a national housing plan to manage population boom<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/rba-nightmare-as-aussies-brace-for-third-straight-rate-hike\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_courier_mail&amp;campaignPlacement=realestatemodule\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">\u2018More\u2019: Grim RBA warning as May hike looms<\/a><\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117683\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117683\" data-capiid=\"3822ffdd4bd603c4c03105df89061aab\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"\"\/><\/p>\n<p id=\"caption-attachment-1117683\" class=\"wp-caption-text\">Rebecca Pike, money expert at Finder and report co-author.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">The research also revealed the average Aussie with a partner has $50,192 in savings while the average single person has $30,932, a staggering difference of $19,260.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Single people were stashing away $651 on average every month, while someone in a couple is saving $1,086 on average each month. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">This means those with a partner come out $435 a month ahead compared to singles.<\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117684\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117684\" data-capiid=\"69cd438cd75a922df7fc67c42674a4ea\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"Hand of female houseowner giving keys to young woman renter\"\/><\/p>\n<p id=\"caption-attachment-1117684\" class=\"wp-caption-text\">\u201cThose living alone are facing higher per-person costs.<\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117834\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117834\" data-capiid=\"bb306dd32d4e4629b946eb254bd6cae5\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"\"\/><\/p>\n<p id=\"caption-attachment-1117834\" class=\"wp-caption-text\">Ceyda Erem, insurance specialist at Finder.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cMany everyday expenses don\u2019t scale down for one person, meaning singles often pay more per person just to maintain the same standard of living as couples,\u201d said Ceyda Erem, insurance specialist at Finder and report co-author.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cThose living alone are facing higher per-person costs, lower savings and a reduced ability to absorb everyday expenses.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cAs Australia\u2019s relationship landscape continues to evolve, the challenge becomes how do we rethink financial structures that were built with couples in mind.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cIn a country where more people are choosing to go it alone, the cost of doing so is becoming harder to ignore.\u201d<\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1117685\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1117685\" data-capiid=\"3cfc147842e4c149ec2966cb332ed5c7\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"Brunette gorgeous girl in the clothing store boutique\"\/><\/p>\n<p id=\"caption-attachment-1117685\" class=\"wp-caption-text\">When it came to solo living, 61 per cent of single people reported feeling happy in March 2026, compared to 82 per cent of those with a partner.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">When it came to solo living, 61 per cent of single people reported feeling happy in March 2026, compared to 82 per cent of those with a partner.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">The gap becomes even more noticeable at certain times of the year.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">During Christmas 2025, 70 per cent of singles reported feeling happy, compared to 86 per cent of those in a couple.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cWhile happiness is shaped by many factors, financial security and stability can play an important role,\u201d Ms Pike said.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cHolidays especially are a time associated with social connection and positive memories, which can bring on heavy feelings for those without a partner.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">\u201cOf course, happiness isn\u2019t and shouldn\u2019t be solely determined by relationship status.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Finder\u2019s report revealed only 31 per cent of Aussie suburbs were affordable to the average single earner. Single&hellip;\n","protected":false},"author":2,"featured_media":615305,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[64,63,44],"class_list":["post-615304","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australia","tag-au","tag-australia","tag-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/615304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=615304"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/615304\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/615305"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=615304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=615304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=615304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}