{"id":62081,"date":"2025-08-12T08:24:07","date_gmt":"2025-08-12T08:24:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/62081\/"},"modified":"2025-08-12T08:24:07","modified_gmt":"2025-08-12T08:24:07","slug":"anz-announces-cut-to-variable-home-loan-rates","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/62081\/","title":{"rendered":"ANZ announces cut to variable home loan rates"},"content":{"rendered":"

ANZ today announced it will lower interest rates for variable rate home loan customers following the Reserve Bank of Australia\u2019s decision to decrease the official cash rate today.<\/p>\n

Variable interest rates across ANZ\u2019s Australian home loans will decrease by 0.25%pa, effective 22 August 2025. ANZ continues to review other interest and deposit rates.<\/p>\n

Acting Group Executive Australia Retail, Bruce Rush said: \u201cWe\u2019re pleased to reduce our variable home loan rates at a time when a number of homeowners still need some extra breathing room. As we pass on further rate relief to our customers, some will use it to help take the pressure off their everyday expenses, while others will take the opportunity to keep their existing repayments and get ahead on their home loan.<\/p>\n

\u201cOver the last few years Australians have met uncertainty with resilience \u2013 but that doesn\u2019t mean the pressure has eased for everyone. We\u2019re here to help with real, practical support. If you\u2019re feeling stretched, please don\u2019t wait \u2013 talk to us early so we can help find a way forward,\u201d Mr Rush added.<\/p>\n

ANZ\u2019s current home loan rates and resources to help manage home loans are available on our website.<\/p>\n

Customers looking to better understand their home loan can:<\/p>\n

visit our\u00a0Manage your loan page<\/a>\u00a0for information about options to take control of their home loan and repayments. If customers wish, they can request to make adjustments to their direct loan repayment after the change to their minimum loan repayment becomes effective;
\naccess our\u00a0Home loan repayment calculator<\/a>, which enables customers to see how this change may affect their repayments;
\nundertake a free\u00a0Home loan check-in<\/a>\u00a0which can help customers to understand their options for their home loan;
\nlearn more about either wholly or partially fixing their home loan interest rate, which may assist some customers with more repayment certainty;
\nuse the\u00a0ANZ Budget Planner<\/a>\u00a0to help customers understand their spending and plan for the future;
\nenquire about home loan repayment support<\/a>.<\/p>\n

ANZ considers a range of factors in making decisions regarding our interest rates, including the impact on customers, the change in the official cash rate, business performance and competitive pressures.<\/p>\n

Customers looking for further assistance can refer to Home loan interest rate changes<\/a>\u00a0at anz.com, message us in the ANZ App or ANZ Plus app, call ANZ Home Loans on 13 25 99 (Mon-Fri 8am-7pm AEST) or visit any ANZ branch.<\/p>\n

Download PDF<\/a><\/p>\n

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For media enquiries contact<\/p>\n

Lachlan McNaughton
Head of Media Relations\u00a0
+61 457 494 414<\/p>\n

Alexandra Cooper
Media Relations Manager
+61 481 464 230<\/p>\n

anzcomau:newsroom\/mediacentre\/Media-Release<\/p>\n

ANZ announces cut to variable home loan rates<\/p>\n

2025-08-12<\/p>\n

\/content\/dam\/anzcomau\/mediacentre\/images\/gallery\/ANZ Tree Banner.jpg<\/p>\n","protected":false},"excerpt":{"rendered":"ANZ today announced it will lower interest rates for variable rate home loan customers following the Reserve Bank…\n","protected":false},"author":2,"featured_media":62082,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[43,44,41,39,42,40],"class_list":["post-62081","post","type-post","status-publish","format-standard","has-post-thumbnail","category-headlines","tag-headlines","tag-news","tag-top-news","tag-top-stories","tag-topnews","tag-topstories"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/62081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=62081"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/62081\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/62082"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=62081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=62081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=62081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}