{"id":693278,"date":"2026-05-25T10:09:11","date_gmt":"2026-05-25T10:09:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/693278\/"},"modified":"2026-05-25T10:09:11","modified_gmt":"2026-05-25T10:09:11","slug":"surging-cost-of-living-leaves-young-professionals-struggling","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/693278\/","title":{"rendered":"Surging cost of living leaves young professionals struggling"},"content":{"rendered":"<p class=\"body-paragraph articleLinkText  [&amp;_p]:tit-sub-xl tit-sub-xl md:[&amp;_p]:d-tit-sub-xl md:d-tit-sub-xl mb-[1.3rem]\">Despite having jobs, some workers are relying on credit cards to manage their bills while others are skipping meals and calling in sick to work to cope with the surging cost of living. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">By Charlotte Cook <a href=\"https:\/\/www.rnz.co.nz\/news\/personal-finance\/596222\/surging-cost-of-living-leaves-young-professionals-struggling\" target=\"_blank\" rel=\"nofollow noopener\">of RNZ<\/a><\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">The price of fuel has pushed already tight bank accounts as people struggle to make ends meet. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Mary from Levin is a cleaner, while her partner is a mechanic based in Lower Hutt. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">At the moment it&#8217;s costing him $60 a day to get to work, or $300 a week in fuel. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Her Prius she takes for cleaning jobs 45 minutes away in Palmerston North is about $130 a week. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Pretty much half of my wages a week go straight on petrol&#8230; then on top of that we&#8217;ve got rent, power, gas, food, you know, internet, insurance,&#8221; she said.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Often it feels like we&#8217;re robbing Peter to pay Paul just to make ends meet and that doesn&#8217;t cover like the credit cards and Afterpay&#8217;s and loans and all the other stuff that has to be paid next week.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">She said as a couple they were watching everything go up in price. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Even the rubbish collection&#8217;s gone up by two bucks a month&#8230; everyone&#8217;s feeling the pinch.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Each week she sits down to pay the bills or attempts to. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;It might be, well, actually, I can&#8217;t afford to put money on the power bill this week because that $50&#8230; is going to have to be used to pay insurance or, you know, he&#8217;ll put money onto his credit cards one day and then two or three days later we&#8217;ll go and use that to buy groceries because actually we can&#8217;t just keep saving money. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Like we don&#8217;t have savings now because we have to use it to just get by&#8230; There&#8217;s nothing extra.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Mary said everything was a juggle and there was absolutely no room for luxuries. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;We don&#8217;t remember the last time we had takeaways. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;We don&#8217;t remember the last time we went out for like a date day.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">There&#8217;s no chance of saving anything for her daughter&#8217;s birthday, she said. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">And it was starting to eat at her quality of life. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;It sucks. It&#8217;s really tough. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;We both get paid and we sit there and we go, OK, so what are we going to pay? <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;And then we sit there and stress and go, well, we&#8217;ve missed that bill two weeks in a row, we&#8217;re going to have to make the payment next week. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;How are we going to make that work?&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Her partner picked up extra hours where he could, but it was taking its toll. And her work hours change, sometimes driving 45 minutes just for two jobs, rather than a full day&#8217;s work. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;I just keep thinking that somewhere out [there] there&#8217;ll be a light at the end of the tunnel, and we [prices] will start coming back down, I don&#8217;t know when that&#8217;ll be but hopefully this won&#8217;t go on forever.&#8221; <\/p>\n<p>Calling in sick, skipping meals<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2026\/05\/a-wellington-man-who-studies-full-time-and-does-hospitality-XKTSJ7A5SJDBBAUJDCQVWNMF6E.jpg\" alt=\"A Wellington man who studies full-time and does hospitality work says he sometimes skips meals so he can afford to drive to his unpaid study placements.\" width=\"800\" height=\"450\" loading=\"lazy\"\/><\/p>\n<p class=\"ImageMetadata__MetadataParagraph-sc-hi5x8q-0 cWTYyG image-metadata\">A Wellington man who studies full-time and does hospitality work says he sometimes skips meals so he can afford to drive to his unpaid study placements. (Source: istock.com)<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">One man was also staring down that same tunnel. Money was so tight he would call in sick some days because he couldn&#8217;t afford to get to his placement. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">He co-owns a house in Wellington, studies full time and fills the gaps and his bank account with hospitality work. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">But the holes in the bank account were hard to fill. It&#8217;s a 40-minute drive north to get to his unpaid placement. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;I&#8217;ve had moments, you know, over the last month or so where it&#8217;s been a choice of like sometimes I&#8217;ll skip meals so that I can do that and sometimes I will pretend to be sick and not see clients who need support because I can&#8217;t afford petrol and it doesn&#8217;t feel like a good excuse for them or the school that supports me.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;It doesn&#8217;t feel good.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">He will usually top up $30 to $50 at a time, hoping for it to last a week or so and eats the same meal for days at a time. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Just doing meal prep all the time is not very exciting. And again, it takes a bit of a mental toll.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">He said he did not see friends or wh\u0101nau as much as he would like and had become a bit more reclusive. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;The underlying stress is just physically tiring as well.&#8221; <\/p>\n<p>Choosing between savings and &#8216;a good life&#8217;<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Rebecca also co-owns a house in Wellington and works 30 hours a week for health reasons. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">She described herself as in a weird position, owning a house, but still flatting to keep payments manageable. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">She&#8217;s feeling the pressure the most on food. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;I don&#8217;t eat out, unless it&#8217;s maybe a dinner with friends, like a social special occasion, but I don&#8217;t ever buy lunches anymore. If I&#8217;m too tired to meal prep, I get quite upset because I have to spend money on a lunch.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Rebecca opted for the local greengrocer over supermarkets where she can, and said savings were a thing of the past. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;I mean it&#8217;s very optimistic, but I try and save maybe $100 a week and often&#8230; by the end of the week or a few weeks later, I&#8217;ll have to dip into that. And so, it basically doesn&#8217;t move.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">The only streaming service she pays for is Spotify, she doesn&#8217;t have a gym subscription or buy new clothes, and her weekly public transport costs were about $25 each week. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">She remembers being a student and still be able to afford international flights to visit family, that was no longer an option. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">But there were a few parts of her life where she wasn&#8217;t willing to make concessions. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;I could save more if I live more reclusively. But I do also want to have some beers in town after a long week. I want to have the occasional dinner with friends. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;So it&#8217;s kind of, I&#8217;m not willing to, you know, not have that lifestyle. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Like I want to see people and go to gigs. And that just means I can&#8217;t save.&#8221; <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">She said it was frustrating to look across the ditch and see people living their lives while managing their money. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;They all seem to go for dinners and drinks and really frequently and live this kind of fun life and they get paid a lot more and so sometimes it feels frustrating that we have to do either or. <\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;We can save and be financially well off or we can have a good life.&#8221; <\/p>\n","protected":false},"excerpt":{"rendered":"Despite having jobs, some workers are relying on credit cards to manage their bills while others are skipping&hellip;\n","protected":false},"author":2,"featured_media":693279,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,63,99,2610,164,184],"class_list":["post-693278","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-au","tag-australia","tag-business","tag-cost-of-living","tag-economy","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/693278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=693278"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/693278\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/693279"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=693278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=693278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=693278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}