{"id":705995,"date":"2026-05-31T09:18:10","date_gmt":"2026-05-31T09:18:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/705995\/"},"modified":"2026-05-31T09:18:10","modified_gmt":"2026-05-31T09:18:10","slug":"gurgaon-couples-monthly-expenses-touch-%e2%82%b91-59-lakh-not-including-investments","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/705995\/","title":{"rendered":"Gurgaon couple’s monthly expenses touch \u20b91.59 lakh \u2014 not including investments"},"content":{"rendered":"

A Gurgaon-based couple has broken down their monthly expenses to show \u201chow salary today competes with lifestyle inflation every single month\u201d. Gagan Saini, a brand manager at MuscleBlaze, shared an Instagram video last week where he explained how he and his wife managed to jointly spend \u20b91.59 lakh in the month of March.<\/p>\n

\"HowHow Gagan Saini and his wife spent \u20b91.59 lakh in the month of March (Instagram\/@03gagan)<\/p>\n

\u201cThis is how much we spent in March month as a newly married couple living in Gurgaon,\u201d he said.<\/p>\n

Breaking down \u20b91.5 lakh expenses<\/p>\n

The biggest portion of their monthly expenses went towards rent. The couple lives in a 2.5BHK in a gated society of Gurgaon, for which rent and electricity bills together come to around \u20b950,800.<\/p>\n

In March, Saini\u2019s brother-in-law stayed with them for a bit, so the grocery bill reflected expenses for a third person. \u201cGroceries <\/a>for three people was around \u20b927,702,\u201d said Gagan Saini, adding that his share of the groceries spend was \u20b913,851.<\/p>\n

(Also read: \u2018 \u20b92.44 lakh a month\u2019: Gurgaon corporate employee breaks down household spends”> \u20b92.44 lakh a month\u2019: Gurgaon corporate employee breaks down household spends<\/a>)<\/p>\n

\u201cCook, house help, and car cleaning was \u20b98,905, because we can\u2019t survive without them\u201d he added.<\/p>\n

In the caption, he added: \u201cConvenience expenses like cooks and house help buy back time and mental bandwidth, time saved on chores can be redirected towards work, health, hobbies, in my case, content creation.\u201d<\/p>\n

Petrol and cabs took another \u20b96,200 of the couple\u2019s monthly budget.<\/p>\n

Side hustle and other expenses<\/p>\n

For Saini, his side hustle of content creation is turning into another business expense. He explained that he and his wife spent over \u20b938,000 on his laptop\u2019s EMI and fee for their video editor and manager.<\/p>\n

Like other expenses, this too was shared \u2014 with Saini\u2019s share coming to around \u20b921,000.<\/p>\n

\u201cSubscriptions like Netflix, mobile recharge, Gmail storage, ChatGPT and Wi-Fi was \u20b92,900,\u201d he added.<\/p>\n

A spontaneous 2-day trip to Rishikesh cost the couple another \u20b922,000 in the month of March.<\/p>\n

On top of that, they spent \u20b95,000 on household expenses like furniture rental, AC repair etc. One day of eating out took another \u20b93,500 out of their monthly budget.<\/p>\n

As a newly married couple, they also had to pay their wedding photographer. This, along with gifts and miscellaneous expenses, ate up \u20b928,500.<\/p>\n

\u20b92.2 lakh as investments<\/p>\n

All in all, the couple spent a total of \u20b91.59 lakh in the month of March. This did not include the money they saved and invested.<\/p>\n

Saini said they invested a total of \u20b92.20 lakh in March as a married couple.<\/p>\n

\u201cApart from all this, we also invested 2,20,000 rupees in March, in which my share was \u20b91,60,000.\u201d<\/p>\n

(Also read: \u20b91.58 lakh monthly living expenses as a couple: \u2018Adulting here isn\u2019t cheap\u2019”>Gurgaon woman breaks down \u20b91.58 lakh monthly living expenses as a couple: \u2018Adulting here isn\u2019t cheap\u2019<\/a>)<\/p>\n

He ended his post by advising everyone to track their expenses to manage money. \u201cThe reason I\u2019m creating this video is because seeing how other people manage money has genuinely helped me make better financial decisions myself. Not from a comparison perspective, but from a data perspective,\u201d the Gurgaon-based corporate employee said in his caption.<\/p>\n

\u201cI\u2019ve consciously reduced random shopping, ordering food and unnecessary eating outside. Most recurring expenses look harmless individually but massive collectively that is why budgeting controls cash flow and helps in investing in long-term wealth,\u201d he added.<\/p>\n","protected":false},"excerpt":{"rendered":"A Gurgaon-based couple has broken down their monthly expenses to show \u201chow salary today competes with lifestyle inflation…\n","protected":false},"author":2,"featured_media":705996,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,5004,186,114920,311921,343575,435,184,185,73046],"class_list":["post-705995","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-au","tag-australia","tag-business","tag-chatgpt","tag-finance","tag-gurgaon","tag-household-expenses","tag-mobile-recharge","tag-netflix","tag-personal-finance","tag-personalfinance","tag-subscriptions"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/705995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=705995"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/705995\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/705996"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=705995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=705995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=705995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}