{"id":758599,"date":"2026-06-25T04:27:14","date_gmt":"2026-06-25T04:27:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/758599\/"},"modified":"2026-06-25T04:27:14","modified_gmt":"2026-06-25T04:27:14","slug":"how-to-qualify-for-commonwealth-seniors-health-card-with-high-superannuation-assets","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/758599\/","title":{"rendered":"How to qualify for Commonwealth Seniors Health Card with high superannuation assets"},"content":{"rendered":"<p>Q: My retired husband, 71, believes we have too many assets for the Commonwealth Seniors Health Card and doubts it\u2019s worth the effort of finding out. I am 64 and don\u2019t yet qualify. He has $2.38 million in super, of which $2.2 million is in pension phase. I understand only super in pension phase counts towards the deeming test. On adjusted taxable income, he earns about $2500 in dividends (after franking) plus about $10,000 in bank interest a year. I work part-time and earn about $16,000 a year untaxed, plus dividends of $7000 after franking. I have $2.5 million in super, of which $880,000 is in pension phase. We have no major health issues, but who knows what the future holds? \u2013 Anne<\/p>\n<p>A: The first thing to tell your husband is that the <a href=\"https:\/\/www.afr.com\/wealth\/personal-finance\/why-the-commonwealth-seniors-health-card-is-so-sought-after-20250108-p5l2s4\" rel=\"nofollow noopener\" target=\"_blank\">Commonwealth Seniors Health Card<\/a> has no asset test. Eligibility turns on income tests and not asset wealth. On the figures you\u2019ve given, Perth financial planner David McGregor says he could well qualify.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"Q: My retired husband, 71, believes we have too many assets for the Commonwealth Seniors Health Card and&hellip;\n","protected":false},"author":2,"featured_media":549541,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[64,63,137,500],"class_list":["post-758599","post","type-post","status-publish","format-standard","has-post-thumbnail","category-healthcare","tag-au","tag-australia","tag-health","tag-healthcare"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/758599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=758599"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/758599\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/549541"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=758599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=758599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=758599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}