{"id":82712,"date":"2025-08-20T15:18:22","date_gmt":"2025-08-20T15:18:22","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/82712\/"},"modified":"2025-08-20T15:18:22","modified_gmt":"2025-08-20T15:18:22","slug":"crypto-in-us-401k-retirement-plans-may-drive-bitcoin-to-200k-in-2025-tradingview-news","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/82712\/","title":{"rendered":"Crypto in US 401(k) retirement plans may drive Bitcoin to $200K in 2025 \u2014 TradingView News"},"content":{"rendered":"<p class=\"\">The inclusion of cryptocurrency in US retirement plans could mark a milestone for Bitcoin adoption and unlock billions of dollars in new capital, potentially pushing the asset above $200,000 by the end of 2025, according to Andr\u00e9 Dragosch, head of European research at crypto asset manager Bitwise.\u00a0<\/p>\n<p class=\"\">President Donald Trump paved the way for cryptocurrency inclusion in US 401(k) retirement plans by signing an executive order on Aug. 7, granting Americans access to digital assets through their retirement plans.<\/p>\n<p class=\"\">The inclusion of crypto in 401(k) plans may be even more significant for the Bitcoin <a href=\"https:\/\/www.tradingview.com\/symbols\/BINANCE-BTCUSD\/\" class=\"container-ekXxv5Y5 symbolTag-cwMMKgmm tag-zVPYJd3B xsmall-zVPYJd3B interactive-zVPYJd3B apply-overflow-tooltip apply-overflow-tooltip--allow-text apply-overflow-tooltip--check-children\" rel=\"nofollow noopener\" target=\"_blank\"><img decoding=\"async\" class=\"logo-PsAlMQQF xxxsmall-PsAlMQQF wrapper-TJ9ObuLF skeleton-PsAlMQQF\" crossorigin=\"\" src=\"https:\/\/s3-symbol-logo.tradingview.com\/crypto\/XTVCBTC.svg\" alt=\"\"\/>BTCUSD<\/a> price than the approval of US spot Bitcoin exchange-traded funds (ETFs) in January 2024, Dragosch said.<\/p>\n<p class=\"\">This \u201cbullish\u201d development may be even \u201cbigger than the US Bitcoin ETF approval itself,\u201d signaling another $122 billion worth of new capital, assuming a modest 1% portfolio allocation, Dragosch told Cointelegraph during the Chain Reaction daily X spaces show on Monday, throwing in a price prediction for good measure:<\/p>\n<p>\u201cThe official prediction remains $200,000 by the end of the year.\u201d<\/p>\n<p class=\"\">\u201cIf you look at 401(K) and defined-contribution retirement plans in the US, they are huge,\u201d said Dragosch, adding that 1% was a \u201crelatively conservative\u201d allocation estimate for the $12.2 trillion industry.<\/p>\n<p class=\"\">Is Bitcoin Headed for a 2025 Peak? Or is the 4-Year Cycle Dead? https:\/\/t.co\/DckFjvkJIx<\/p>\n<p>Aug 18, 2025<a href=\"https:\/\/twitter.com\/Cointelegraph\/status\/1957446061309751428\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><\/p>\n<p class=\"\">Including digital assets in retirement plans will enable 401(k) portfolio managers to invest in Bitcoin ETFs, which may push Bitcoin\u2019s price to new all-time highs, flashing another optimistic signal for Bitwise\u2019s $200,000 Bitcoin price target for the end of 2025.<\/p>\n<p class=\"\">Fed policy, retirement plans seen as dual drivers<\/p>\n<p class=\"\">Based on Bitwise\u2019s survey for financial advisers, most portfolio managers are more likely to recommend a 2.5% or 3% Bitcoin allocation for retirement plans, suggesting more significant inflows than the initial 1% allocation.<\/p>\n<p class=\"\">The first Bitcoin inflows from retirement plan managers may come as soon as this fall, coinciding with the first expected interest-rate cut by the US Federal Reserve, which may drive Bitcoin to new highs, said Dragosch, adding:<\/p>\n<p>\u201cIf you see further Fed rate cuts, there\u2019s definitely a case for $200,000 by the end of the year.\u201d<\/p>\n<p class=\"\">Markets are pricing in an 83% chance that the Fed will cut interest rates by 25 basis points during the next Federal Open Market Committee meeting on Sept. 17, according to the latest estimates of the CME Group\u2019s FedWatch tool.<img decoding=\"async\" style=\"background-color:#e9eef1\" alt=\"\" src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/08\/cointelegraph:d2696ac46094b-a250c105ec5cab34431971189f47e2a0-resized.jpeg\" role=\"presentation\" loading=\"lazy\" class=\"image-gDIex6UB image-S5VA5POt\"\/><\/p>\n<p class=\"\">Beyond improving monetary policy expectations, Bitcoin adoption may also be accelerated by the financial incentive of 401(k) plan providers to offer Bitcoin ETF exposure.<\/p>\n<p class=\"\">BlackRock, Fidelity and Vanguard are among the largest retirement plan providers in the US. While Vanguard has yet to \u201cgreenlight\u201d crypto ETFs, \u201cBlackRock and Fidelity have a huge economic incentive to include these Bitcoin ETFs in their standard plans,\u201d said Dragosch.<img decoding=\"async\" style=\"background-color:#f7f5f6\" alt=\"\" src=\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2025\/08\/cointelegraph:d2696ac46094b-e98f5c93b253e9019308cb42f2c99022-resized.jpeg\" role=\"presentation\" loading=\"lazy\" class=\"image-gDIex6UB image-S5VA5POt\"\/><\/p>\n<p class=\"\">BlackRock is the issuer of the largest Bitcoin ETF, the iShares Bitcoin Trust, with over $84 billion in assets under management, accounting for 57.5% of the total market share, while Fidelity\u2019s ETF is the second-largest, holding $22.4 billion, accounting for 15.3% of the total market share, Dune data shows.<\/p>\n<p class=\"\">On Friday, US Securities and Exchange Commission Chair Paul Atkins confirmed that the regulatory agency is working with the Trump administration to enable retail investors\u2019 retirement plan access to private equity, including crypto assets, but urged the necessity of \u201cproper guardrails\u201d around alternative investments.<\/p>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"The inclusion of cryptocurrency in US retirement plans could mark a milestone for Bitcoin adoption and unlock billions&hellip;\n","protected":false},"author":2,"featured_media":1114,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185],"class_list":{"0":"post-82712","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/82712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=82712"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/82712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/1114"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=82712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=82712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=82712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}