Annual investment limit: Rs 1.5 lakh (Rs 12,500 monthly)<\/p>\n
Returns: 7.1% (currently)<\/p>\n
Total investment: Rs 22,50,000<\/p>\n
Interest earned: Rs 18,18,209<\/p>\n
Maturity corpus: Rs 40.6 lakh<\/p>\n
2.\u00a0\u00a0\u00a0\u00a0Investing in gold:<\/p>\n
Monthly investment needed: Rs 12,000<\/p>\n
Expected returns: 10%<\/p>\n
Total investment: Rs 21.6 lakh<\/p>\n
Estimated returns: 26.59 lakh<\/p>\n
Maturity corpus: Rs 48.19 lakh<\/p>\n
3.\u00a0\u00a0\u00a0\u00a0Investing in equities mutual fund to build remaining Rs 1.1 crore:<\/p>\n
Target: Rs 1.1 crore<\/p>\n
Monthly SIP needed: Rs 23,500<\/p>\n
Expected returns: 12%<\/p>\n
Total investment: Rs 42.3 lakh<\/p>\n
Estimated returns: Rs 69.54 lakh<\/p>\n
Maturity corpus: Rs 1.12 crore<\/p>\n
This means that with a nearly Rs 48,000 monthly investment plan, it is possible to build a Rs 2-crore corpus in 15 years. Here, the overall investment over 15 years would be around Rs 86 lakh. To be clear, only PPF interest and maturity value is exempt from taxes. Hence, investors should take into account factors like taxes and inflation while planning their investment journey.<\/p>\n
Investors may also opt to redesign their portfolio allocation based on risk appetite. However, it could be a prudent step to diversify investments to minimise risks, as equity returns are never guaranteed.<\/p>\n
To avoid any potential financial stress, it is also advisable to consult a financial expert before making significant investments.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Annual investment limit: Rs 1.5 lakh (Rs 12,500 monthly) Returns: 7.1% (currently) Total investment: Rs 22,50,000 Interest earned:…\n","protected":false},"author":2,"featured_media":8418,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185,6541],"class_list":{"0":"post-8417","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance","14":"tag-retirement-planning"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/8417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=8417"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/8417\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/8418"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=8417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=8417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=8417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}