Financial literacy was something Kelsie Bernard heard about growing up, now she teaches others on social media about credit and finances. <\/p>\n
MEMPHIS, Tenn. \u2014 A new money trend is taking over social media, encouraging people to take a closer look at how they spend, save and invest their money.<\/p>\n
It\u2019s called \u201cMoneyMaxxing,\u201d and the idea is simple: Get the most out of the money you already have.<\/p>\n
For Memphis mom, entrepreneur and content creator Kelsie Bernard, the concept grew out of her own financial struggles and desire to build a better financial future for her family.<\/p>\n
Bernard now shares what she has learned about credit and personal finance with more than 30,000 followers on TikTok.<\/a><\/p>\n \u201cOnce I began to talk more about it and people began to message me, I was like, \u2018Wow!\u2019 There\u2019s a lot of people who are having a tough time saving. They\u2019re having a tough time with credit,\u201d Bernard said. \u201cI\u2019m not alone.\u201d<\/p>\n Financial literacy was something Bernard heard about growing up, but she said becoming a mother gave her a new motivation to put those lessons into practice.<\/p>\n \u201cI have this little baby. We\u2019re going to need money. He\u2019s going to need money, so it just an automatic kick into gear,\u201d she said.<\/p>\n Now, Bernard uses her social media platform to help others work through credit, finances and difficult financial situations.<\/p>\n \u201cThe number one thing is, you\u2019re not bad with money. You just were never taught,\u201d Bernard said.<\/p>\n MoneyMaxxing focuses on making intentional choices with the money you already have rather than simply trying to earn more.<\/p>\n