As for how much passive income<\/a> you can earn from that $1 million balance, that will, of course, depend on the yield that you’re earning. <\/p>\n Now, for the purposes of this article, we’ll assume you have a sizeable amount of additional assets, as well as other liquid savings and investments to cover any unexpected costs. If not, it’s generally not advisable to invest all of your superannuation into the stock market. <\/p>\n But if that is the case, it could enable you to invest the full $1 million in quality S&P\/ASX 200 Index\u00a0(ASX: XJO) dividend stocks. With history as our guide, this is a great means to achieve a reliable annual passive income stream.<\/p>\n We’ll look at a few of those quality ASX 200 dividend stocks below, as well as calculate how much passive income you might expect to receive from that $1 million in superannuation. <\/p>\n But first\u2026<\/p>\n Image source: Getty Images<\/p>\n Inflation and trailing yields<\/p>\n The idea behind this $1 million superannuation investment is to earn an annual passive income stream without drawing down on the balance. You’ll also want to at least match inflation levels to ensure the real (inflation-adjusted) income you’re earning isn’t eroded over time.<\/p>\n Now, the S&P\/ASX 200 Gross Total Return Index (ASX: XJT), which includes all cash dividends reinvested on the ex-dividend date, has gained 42.2% over the past five years. That works out to an annualised return of about 7.3% per year.<\/p>\n Remember that figure. <\/p>\n Also, remember that the dividend yields you usually see quoted are trailing yields. Future yields may be higher or lower depending on a number of company-specific and macroeconomic factors.<\/p>\n With that said\u2026<\/p>\n How much passive income from a $1 million superannuation investment<\/p>\n We’ll look at three ASX 200 dividend stocks to give you some idea of the yield you might receive from that superannuation investment (based on market prices on 10 September). <\/p>\n First, Aussie fuel supplier Ampol Ltd (ASX: ALD<\/a>) shares trade on a fully-franked trailing dividend yield of 5.7%.<\/p>\n Then we have big four ASX 200 bank stock Westpac Banking Corp (ASX: WBC<\/a>). Westpac shares trade on a fully-franked 4.4% trailing dividend yield. <\/p>\n![\"Beautiful](\"https:\/\/www.newsbeep.com\/au\/wp-content\/uploads\/2026\/09\/thinking-about-juicy-dividends-16.9-1200x675.jpg\")
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