{"id":903135,"date":"2026-09-24T01:02:11","date_gmt":"2026-09-24T01:02:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/903135\/"},"modified":"2026-09-24T01:02:11","modified_gmt":"2026-09-24T01:02:11","slug":"lifetime-stretch-through-a-charitable-remainder-unitrust","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/903135\/","title":{"rendered":"Lifetime Stretch Through a Charitable Remainder Unitrust"},"content":{"rendered":"<p class=\"ContentParagraph ContentParagraph_align_left\" data-testid=\"content-paragraph\">When it comes to passing down wealth through an inherited individual retirement account, estate planners have long sought to extend an account\u2019s distributions over the longest period possible, up to and including a beneficiary\u2019s lifetime, a result commonly referred to as a \u201cstretch IRA.\u201d As the beneficiary continues to enjoy tax-deferred growth throughout the distribution period, this strategy can enhance the wealth ultimately transferred.<\/p>\n<p class=\"ContentParagraph ContentParagraph_align_left\" data-testid=\"content-paragraph\">However, 2019\u2019s Setting Every Community Up for Retirement Enhancement (SECURE) Act, and its progeny,1 significantly curtailed the availability of stretch treatment. With limited exceptions for certain eligible designated beneficiaries,2 individual beneficiaries other than the participant\u2019s spouse must n&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"When it comes to passing down wealth through an inherited individual retirement account, estate planners have long sought&hellip;\n","protected":false},"author":2,"featured_media":903136,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185],"class_list":["post-903135","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-au","tag-australia","tag-business","tag-finance","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/903135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=903135"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/903135\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/903136"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=903135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=903135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=903135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}