{"id":912569,"date":"2026-10-01T19:18:15","date_gmt":"2026-10-01T19:18:15","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/912569\/"},"modified":"2026-10-01T19:18:15","modified_gmt":"2026-10-01T19:18:15","slug":"housing-supply-fix-hiding-in-retirement-policy-expert-says","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/912569\/","title":{"rendered":"Housing supply fix hiding in retirement policy, expert says"},"content":{"rendered":"<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Op Ed provided by Retirement Living Council Executive Director Daniel Gannon.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Here\u2019s a thought. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">What if one of the quickest ways to get more family homes back onto the market was to stop penalising older Australians for leaving them? <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Australia talks endlessly about housing supply. Yet government policy actively discourages older people from moving into homes that better suit their needs. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Retirement Living Council modelling shows simple changes to Commonwealth Rent Assistance (CRA) could help more older Australians move into retirement communities and free up family homes for younger buyers. <\/p>\n<p><img fetchpriority=\"high\" class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1170769\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1170769\" data-capiid=\"289e77f3346190ad6e1ebd6532864add\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"\"\/><\/p>\n<p id=\"caption-attachment-1170769\" class=\"wp-caption-text\">Daniel Gannon \u2014 Executive Director, Retirement Living Council Photo Jeremy Piper \/New Romans<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">No rezonings. No new subdivisions. No decade-long planning fight. Just fix the rules. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Rent assistance is where the problem becomes absurd. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">A pensioner entering a retirement village can lose access to CRA if they pay more than $267,000 to move in, which captures 97% of these homes. That threshold doesn\u2019t reflect today\u2019s housing market. It\u2019s a policy fossil. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Worse, similar seniors\u2019 housing options are treated differently. That isn\u2019t smart policy, it\u2019s a penalty for unlocking housing supply. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">And when government makes it harder for older Australians to rightsize, the consequences don\u2019t stop at the front door. <\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1170770\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1170770\" data-capiid=\"2d8b0cee9258bcc6cf18d5bf73b25f46\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"Pension, savings and retirement planning with senior couple   reading their budget, calculating at a table at home. Mature wife and husband bonding while checking bills, utility and mortgage costs\"\/><\/p>\n<p id=\"caption-attachment-1170770\" class=\"wp-caption-text\">Australians are being penalised for wanting to stay in their own homes.<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">People stay in homes that no longer suit them. Sometimes that becomes dangerous. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">That matters because Australia is ageing fast. The number of Australians over 85 will triple over the next 40 years, while the aged care system is already straining. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Almost 4,000 Australians are stuck in hospital beds waiting for an aged care spot. More than 100,000 are waiting for ongoing Support at Home funding, while the broader queue for a package or assessment has been put above 200,000. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">This is where the contradiction becomes impossible to ignore. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">MORE NEWS<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/660k-aussie-home-loan-record-forces-firsthome-buyer-rethink\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_advertiser&amp;campaignPlacement=article\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">$660k Aussie home loan record forces first-home buyer rethink<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.adelaidenow.com.au\/real-estate\/south-australia\/adelaide\/firsthome-buyer-data-highlights-emerging-retirement-crisis\/news-story\/75a4657c1667f92bb5ef5957f795c93f?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_advertiser&amp;campaignPlacement=realestatemodule\" title=\"www.adelaidenow.com.au\" rel=\"nofollow noopener\" target=\"_blank\">The statistic that should terrify all homeowners<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/southern-ocean-lodge-link-to-adelaide-development-revealed\/\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">Southern Ocean Lodge link to Adelaide development revealed<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/surprise-result-as-loxton-waikerie-council-in-sas-riverland-sells-57-properties-to-recoup-rate-debts\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_advertiser&amp;campaignPlacement=spa\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">Shock result as council forcibly sells 57 properties to recoup unpaid rates<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/pooraka-property-bought-seven-decades-ago-for-100-pounds-fetches-eyewatering-sum\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_advertiser&amp;campaignPlacement=article\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">This 100 pound Adelaide home just sold for how much?<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\"><a href=\"https:\/\/www.realestate.com.au\/news\/how-a-simple-change-at-the-supermarket-can-get-you-into-a-home-faster\/?campaignType=external&amp;campaignChannel=syndication&amp;campaignName=ncacont&amp;campaignContent=&amp;campaignSource=the_advertiser&amp;campaignPlacement=realestatemodule\" title=\"www.realestate.com.au\" rel=\"nofollow noopener\" target=\"_blank\">How a simple change at the supermarket can get you into a home faster<\/a><\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">We financially discourage older Australians from moving into age-appropriate housing, then tell them to remain at home for longer. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">For many single older women, the stakes can be even higher \u2013 rightsizing should be a pathway to security, not a policy penalty that risks pushing them closer to housing insecurity. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">And then we offer the false gift of home care arriving on their doorstep when hundreds of thousands are already ahead of them in the queue. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">That\u2019s not an ageing strategy. It\u2019s a holding pattern. <\/p>\n<p><img class=\"styles__StyledImage-sc-17n6uwl-1 hlcJVa size-full wp-post- wp-image-1170771\" loading=\"eager\" decoding=\"async\" aria-describedby=\"caption-attachment-1170771\" data-capiid=\"b569abbce6f23d89936d85588640d2d3\" width=\"1280\" height=\"720\" src=\"data:image\/svg+xml,%3Csvg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 1280 720&quot;%3E%3C\/svg%3E\"  alt=\"Grandparents greeting grandchildren on the steps of a house\"\/><\/p>\n<p id=\"caption-attachment-1170771\" class=\"wp-caption-text\">It\u2019s rough on our older Australians, the Retiment Living Council says. Picture: istock<\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">The longer people are held in place, the more pressure builds everywhere else. It\u2019s a policy powder keg. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">A large home stays locked up. Families shoulder more care. Productivity falls. Hospital beds stay blocked, and ambulances wait outside. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">This is why housing and aged care can no longer be treated as separate conversations. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Remove the barriers and make rightsizing easier. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">And let\u2019s be clear, these reforms are not asking Canberra to write another multi-billion-dollar cheque. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Small changes can produce an outsized return. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">Rent assistance reform requires targeted investment, but rightsizing could unlock tens of thousands of family-sized homes, generate stamp duty revenue and relieve pressure on hospitals, aged care and public housing. <\/p>\n<p class=\"Text__Typography-sc-1103tao-0 bjGYxJ StyledP-sc-cebixd-0 bzEerj\">This isn\u2019t government spending its way out of a housing crisis. It\u2019s government clearing the path. <\/p>\n","protected":false},"excerpt":{"rendered":"Op Ed provided by Retirement Living Council Executive Director Daniel Gannon. Here\u2019s a thought. What if one of&hellip;\n","protected":false},"author":2,"featured_media":912570,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[64,63,99],"class_list":["post-912569","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-au","tag-australia","tag-business"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/912569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=912569"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/912569\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/912570"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=912569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=912569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=912569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}