{"id":933657,"date":"2026-10-19T11:02:09","date_gmt":"2026-10-19T11:02:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/933657\/"},"modified":"2026-10-19T11:02:09","modified_gmt":"2026-10-19T11:02:09","slug":"as-australian-house-prices-fall-and-interest-rates-rise-mortgage-holders-rush-to-refinance-their-home-loans","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/933657\/","title":{"rendered":"As Australian house prices fall and interest rates rise, mortgage holders rush to refinance their home loans"},"content":{"rendered":"<p>Borrowers are refinancing their home loans at a pace not seen since the peak of the fixed rate cliff in 2023, according to the country\u2019s largest mortgage broker group, Loan Market, as rising interest rates prompt borrowers to shop around for the best deals.<\/p>\n<p>Four official cash rate rises this year have put repayment costs at the front of mind for home owners, while the <a href=\"https:\/\/www.afr.com\/property\/residential\/sydney-oceanfront-knock-down-sells-for-25-2m-in-quiet-auction-market-20261018-p616do\" rel=\"nofollow noopener\" target=\"_blank\">sharp drop-off in activity<\/a> from purchasers has prompted brokers to be more active in encouraging existing clients to shift banks, to keep volumes ticking over.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"Borrowers are refinancing their home loans at a pace not seen since the peak of the fixed rate&hellip;\n","protected":false},"author":2,"featured_media":933658,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[64,63,99,164],"class_list":["post-933657","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-au","tag-australia","tag-business","tag-economy"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/933657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=933657"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/933657\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/933658"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=933657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=933657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=933657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}