{"id":95679,"date":"2025-08-25T22:29:11","date_gmt":"2025-08-25T22:29:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/au\/95679\/"},"modified":"2025-08-25T22:29:11","modified_gmt":"2025-08-25T22:29:11","slug":"my-retirement-budget-is-120000-a-year-how-much-super-do-i-need-for-the-rest-of-my-life","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/au\/95679\/","title":{"rendered":"My retirement budget is $120,000 a year. How much super do I need for the rest of my life?"},"content":{"rendered":"<p>Dear Ms Wise, I have $1.4 million in superannuation and my home is worth about $4 million with no debt. I am 64, I don\u2019t have children, and I am happy to spend everything. Do I have enough to retire on at 65 if my annual expenses \u2013 with travel \u2013 are $120,000? I\u2019d like to stay in my house and use a reverse mortgage. Mia<\/p>\n<p>A: With a strong super balance and ownership of her home, Mia is well-positioned to fund a lifestyle of $120,000 a year (indexed to inflation) beyond her life expectancy of 88, says financial planner Suzanne Haddan, managing director of BFG Financial Services.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"Dear Ms Wise, I have $1.4 million in superannuation and my home is worth about $4 million with&hellip;\n","protected":false},"author":2,"featured_media":95680,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,99,186,184,185],"class_list":{"0":"post-95679","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-business","11":"tag-finance","12":"tag-personal-finance","13":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/95679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=95679"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/95679\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/95680"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=95679"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=95679"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=95679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}