SALT LAKE CITY (KUTV) \u2014 Expenses can add up as students head back to school.<\/p>\n
Financial expert and Ramsey Show cohost, Rachel Cruze, said the time to be proactive is now.<\/p>\n
According to Capital One, the average household budgeted $874.68 for back-to-school shopping in 2024.<\/p>\n
MORE | Eye On Your Money:<\/p>\n
Cruz said it’s important to be mindful of spending during the back-to-school rush.<\/p>\n
\u201cJust be intentional with that, and if you find yourself in a situation that feels like a lot, do a budget and prioritize your needs versus wants,\u201d Cruze said.<\/p>\n
As the seasons change in Utah, Cruze advised taking things one month at a time.<\/p>\n
\u201cYou want a new budget every single month,\u201d she said.<\/p>\n
When it comes to shopping for lunches, Cruze recommended choosing less expensive grocery stores and avoiding prepackaged snacks.<\/p>\n
Extracurricular activities also cost time and money.<\/p>\n
\u201c’Keeping up with the Joneses’ is huge in parenting where other families are comparing,\u201d Cruze said. \u201cDon\u2019t do that.\u201d<\/p>\n
She said instead, keep it simple by prioritizing your family’s needs and your budget. She said adding space in quality time also adds space to your budget.<\/p>\n
\u201cIf you have the money and you want to spend your time there and that\u2019s what your family values, that\u2019s great, but again, being wise about that and your financial situation,\u201d Cruze said.<\/p>\n
_____<\/p>\n","protected":false},"excerpt":{"rendered":"SALT LAKE CITY (KUTV) \u2014 Expenses can add up as students head back to school. Financial expert and…\n","protected":false},"author":2,"featured_media":96405,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[64,63,38573,1480,99,46328,70877,186,70874,70876,184,185,70875,7240],"class_list":{"0":"post-96404","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-au","9":"tag-australia","10":"tag-back-to-school","11":"tag-budget","12":"tag-business","13":"tag-expenses","14":"tag-extracurricular-activities","15":"tag-finance","16":"tag-financial-expert","17":"tag-needs-vs-wants","18":"tag-personal-finance","19":"tag-personalfinance","20":"tag-rachel-cruze","21":"tag-shopping"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/96404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/comments?post=96404"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/posts\/96404\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media\/96405"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/media?parent=96404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/categories?post=96404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/au\/wp-json\/wp\/v2\/tags?post=96404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}