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Commitment to Our Readers<\/p>\n
GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines<\/a> and our products and services review methodology<\/a>.<\/p>\n 20 Years Trusted by If you\u2019re planning to retire in 10 years but want to boost your nest egg<\/a>, there\u2019s still time. Having a solid plan and making the right investments can help secure your financial future. While high-yield savings accounts <\/a>and bonds are usually safe bets and offer stability, smart stock choices can potentially grow your wealth faster. <\/p>\n Read More: I Asked ChatGPT How To Turn $10 Into $1 Million: Here\u2019s What It Said<\/a><\/p>\n Find Out: 6 Low-Risk Ways To Build Your Savings in 2025<\/a><\/p>\n If you\u2019re considering investing in stocks, here are two stocks to invest in that could help you reach your goals quicker,<\/a> according to financial experts.<\/p>\n Why Microsoft Could Power Your Retirement Fund<\/p>\n Microsoft is one of the world\u2019s leading tech companies, continuing to dominate the PC market and at the forefront of groundbreaking AI research, consistently applying powerful and forward-thinking technologies to its products. According to NASDAQ, Microsoft stock has been consistently performing thanks to the \u201cAI boom,\u201d and experts believe this is one stock that can help you retire<\/a> in a decade.<\/p>\n<\/p>\n \u201cIf you invested $100,000 today and the stock averaged a conservative 10% annual return (slightly below its 20-year average), your portfolio could grow to roughly $259,000 in 10 years,\u201d said Danny Ray, founder of PinnacleQuote<\/a>. \u201cFurthermore, reinvesting dividends could push that number even higher.\u201d<\/p>\n He explained, \u201cThis works because Microsoft generates strong recurring revenue, continually expands into emerging markets like AI and cybersecurity, and has the financial strength to innovate without overextending.\u201d<\/p>\n While investing<\/a> in stocks is always riskier than other types of investments, Ray noted their stability. <\/p>\n \u201cAbove all, it has a proven history of weathering market downturns while still rewarding patient investors.\u201d<\/p>\n Discover Next: Warren Buffett\u2019s Berkshire Hathaway Bought Over $73 Million in Shares of This Tech Company \u2014 Here\u2019s Why<\/a><\/p>\n<\/p>\n Why a High-Dividend Stock Like BTI Still Makes Sense<\/p>\n According to the American Lung Association, over the last five years, adults have been smoking 17% less, but Vince Stanzione, an experienced stock trader and author of \u201cThe Millionaire Dropout<\/a>,\u201d still highly recommends buying into British American Tobacco (BTI). Stanzione has 10% of his personal long-term portfolio (a multi-million dollar holding) in it, and he reinvests the dividends into more shares.<\/p>\n \u201cThis is a stock which is a little controversial because of the Tobacco exposure, and some funds will not buy it, yet the stock is up over 50% so far this year and has beaten most tech stocks, including Nvidia and even Bitcoin so far this year,\u201d he explained.<\/p>\n<\/p>\n Stanzione first bought BTI stocks back in 2001 and said it\u2019s great for long-term holding because it\u2019s a business controlled by a few companies with little new competition.<\/p>\n \u201cThe company throws off massive amounts of cash, which they use to pay shareholders dividends and buy back shares,\u201d he said. \u201cWhilst some see cigarette smoking as an industry in decline, the company is spending large amounts on R&D for new products to help offset declines.\u201d<\/p>\n He added, \u201cBTI currently pays a dividend yield of over 5% and on a forward P\/E ratio of under 13, it still remains good value even after the 57% share price increase in YTD.\u201d<\/p>\n Retirement Planning: Beyond Just Stocks<\/p>\n Having a game plan for your golden years is vital, and while many people say their plan is to live off investments and Social Security<\/a>, Eric Mangold, CWS Founder of Argosy Wealth Management<\/a>, urges future retirees to look at the bigger picture and ask themselves the following questions.<\/p>\n What does living off of your investments mean?![\"\"](\"https:\/\/cdn.gobankingrates.com\/wp-content\/uploads\/2023\/11\/icon-20.svg?webp=1&quality=75\"){kind=icon}
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Helping You Live Richer<\/p>\n![\"\"](\"https:\/\/cdn.gobankingrates.com\/wp-content\/uploads\/2023\/11\/icon-experts-review.svg?webp=1&quality=75\"){kind=icon}
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Millions of Readers<\/p>\n
\nDo you know exactly how much money you will need on Day 1 of your retirement?
\nDo you have any risk of running out of money before you run out of breath?
\nWhat is your Social Security filing strategy going to be?
\nAre you focusing on a specific savings number or goal instead of looking at how much money will come in the door from all your income sources versus how much money is going out the door in expenses and taxes?<\/p>\n