AI is moving from exploration to production and is now the default tool across industries, says investor Jamie Murray of The Murray Wealth Group. That shift is creating opportunities not just for AI leaders like Nvidia and Broadcom, but also for stocks using AI to cut costs and boost efficiency.
AI is moving from exploration to production and is now the default tool across industries, says investor Jamie Murray of The Murray Wealth Group. That shift is creating opportunities not just for AI leaders like Nvidia and Broadcom, but also for stocks using AI to cut costs and boost efficiency.
In our latest Ticker Take episode, Murray highlighted three stocks he is watching for 2026. Here is why they stand out.
Amazon (AMZN)
Amazon is well known for its AI efforts, but Murray sees more upside from efficiency. AWS continues to grow through partnerships with OpenAI and Anthropic. On the consumer side, Amazon boosts margins with faster Prime delivery and a growing advertising business.
AI is helping Amazon reduce headcount and improve productivity through automated warehouses, autonomous delivery, and faster coding. The stock trades below peers such as Costco and Walmart, reflecting room for growth as efficiency gains continue.
UnitedHealth (UNH)
UnitedHealth had a difficult 2025, with shares down more than 34 percent amid higher medical costs and earnings pressure. Murray believes the bottom is behind the company. Moderating medical cost inflation, stabilizing patient utilization, and improved regulatory clarity should help margins recover.
AI can amplify these gains. By applying advanced analytics to claims, customer service, and risk management, UnitedHealth can manage costs and scale operations efficiently. The stock trades near historical averages, but Murray sees upside as AI efficiencies take hold.
Nu Holdings (NU)
Nu Holdings, a South American fintech, has more than 127 million customers and is expanding into new markets including the U.S. Its low cost to serve, about 90 cents per customer per month, combined with strong revenue per client, makes it highly scalable.
AI drives Nu’s growth. The company uses it for customer service, underwriting, private banking, and stablecoin remittances, keeping costs low and efficiency high. The stock trades at a reasonable multiple for a company growing rapidly across Latin America, combining scale, innovation, and AI tools for a compelling story.
The Ticker Take
The next phase of AI is about impact, not hype. Stocks that use AI to improve efficiency and customer experience could see the biggest gains. Murray’s picks, Amazon, UnitedHealth, and Nu Holdings, show how AI can drive meaningful results across industries in 2026.
Jon Erlichman is a BNN Bloomberg contributor and the host of Ticker Take on YouTube.