According to the government of Canada’s information notice, eligible employees can apply to retire based on age and years of service with no reduction for early retirement. The annual pension amount will be calculated using the total years of pensionable service up to the early retirement date, and the Early Retirement Incentive program period (300 days) runs March 26, 2026, to Jan. 20, 2027, with applications open until July 24, 2026.