Financial security rarely comes from one defining moment – more often, it’s built through small money decisions

Spending more upfront can often pay dividends. Photo: Getty
I was in Tesco recently with my mother-in-law when she stopped at the soft drinks aisle. There was a special on two-litre bottles of 7Up: one for €3.25, or four for €5.
She picked up a single bottle and placed it in her trolley.