SINGAPORE – A 71-year-old Singapore woman probably holds the current record for receiving the highest CPF monthly payout of about $4,600 every month, thanks to the high balance in her Retirement Account (RA).

Her payout is unusual by today’s standards because even if a 55-year-old member tops up to the highest tier of CPF LIFE at $440,800 in 2026, the expected monthly payout at age 65 would be only about $3,400.