Forget the 4% Rule: Why Retirees Should Spend Even More Conservatively
Earlier this month, I detailed a conversation I had with Bill Bengen, the creator of the 4% rule…
The Optimal Setup for Your Investment Portfolio As Retirement Nears
The 4% rule for retirees is easy enough to understand in theory: withdraw that much of your portfolio…
Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55
Quick Read Bengen’s 2025 research drops the safe withdrawal rate to 4.2% for a 50-year retirement, undercutting the…
62-Year-Old Retiree’s $2.4M Portfolio Could Drop to $1.1M by 80 in the Wrong Market
Quick Read A retiree starting withdrawals during the 2000-2002 crash would have seen their $2.4 million portfolio drop…
The Rules of Retirement Are Changing— How It Can Impact Your Home and Savings
Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first…