How spending shocks affect retirement planning
Market performance tends to dominate the conversation about risks to a retirement plan. But spending shocks can also…
Retirees, Should You Take RMDs Early in the Year or Wait?
Within a given year, is there any advantage to taking your required minimum distributions as soon as you…
Rage, suspicion, fear: Why Laurel’s residents want to stop a new state psychiatric facility
On a Tuesday afternoon in early March, a group of neighbors stood at the end of their residential…
10 projects from Newsom’s mental health bond were supposed to open in 2025. That didn’t happen
None of the projects expected in 2025 under Gov. Gavin Newsom’s mental health ballot measure have opened, CalMatters…
We Need to Talk About Your Retirement ‘Spending’
I spend a lot of time talking to retirees about their spending plans. Many of them proudly tell…
Newsom threatens California counties for failing to use his new mental health court
Frustrated by the slow adoption of one of his signature efforts to get Californians with severe mental illness…
Should higher earners still make 401(k) catch‑up contributions?
Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their…
Nevada hit with $447K fine for continued delays in mental health care for defendants
Nevada will pay $447,000 in court-ordered fines for continued delays in providing mental health care to criminal defendants…