Minimum pension scheme for all? Government clarifies there is no such proposal
The government has no proposal to introduce a minimum pension scheme for all citizens, ET Online reported, citing…
Social Security checks for retirees could rise $77 a month in 2027. Critics want to change how future increases are calculated.
Experts are pushing for alternative ways to calculate annual Social Security increases, after projections showed that next year’s…
Why COLAs Have Lost Retirees 14% of Their Buying Power Since 2016
The average Social Security benefit is the highest it’s ever been, $2,084 per month as of June 2026.…
I’m 40 and my advisor wants me to switch from Roth to traditional 401(k). Dave Ramsey says it’s a million-dollar mistake
Quick Read Ramsey argues that switching to a traditional 401(k) saves taxes on $600,000 in contributions while forcing…
How a 55-Year-Old Teacher Could Replace an $85,000 Salary With Dividend Growth Plus Covered Calls
Quick Read Replacing an $85,000 salary requires anywhere from $708,000 at a 12% yield to over $2.4 million…
Social Security email sent to retirees included “misleading information,” Democratic senators say
A group of Democratic senators is accusing the Social Security Administration of using a July email to distribute…
Letters to the Editor: Social Security wasn’t created to supplement the incomes of the rich
To the editor: I strongly disagree with Veronique de Rugy’s proposed approach to Social Security (“This next batch…
A $1.6 Million 401(k) Faces a 40% RMD Tax Rate. Here’s How to Cut It in Half.
Quick Read A $1.6M 401(k) growing 7% annually reaches $4.4M by RMD age, pushing the first $166,000 withdrawal…
Why the Latest Social Security COLA Forecast Could Disappoint Beneficiaries
We’re inching closer to the 2027 Social Security cost-of-living adjustment (COLA) announcement, and it’s looking increasingly likely that…
How 401(k) fees can cost tens of thousands in retirement savings
More than half of U.S. workers rely on 401(k) plans to save for retirement, but many may not…
38% of retirees underspend — not from need but from fear of shrinking their nest egg, survey finds
Master of Stocks/Shutterstock You’ve spent your entire working life saving money for retirement. Then, when you retire, you’ll…
A couple with $6.1 million can’t agree on when to retire — Ramit Sethi says ‘it’s not the numbers’ holding them back
What happens if you’re ready to retire, have enough money to spend your golden years in comfort, but…