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Browsing Tag

withdrawal rate

10 posts
PPersonal finance
Retiring With $800,000? Here's the Annual Income That Might Give You.
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Retiring With $800,000? Here’s the Annual Income That Might Give You.

  • February 2, 2026
Saving for retirement is a struggle for many people. Between mortgage payments, medical bills, and other ongoing costs,…
PPersonal finance
Average 401(k) Withdrawal Rate for Retirees in 2026 Revealed—What Does It Mean for You?
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Average 401(k) Withdrawal Rate for Retirees in 2026 Revealed—What Does It Mean for You?

  • January 27, 2026
Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their…
PPersonal finance
I’ve got $7 million saved in my late 30’s – how long will it take to reach $20 million and retire early
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I’ve got $7 million saved in my late 30’s – how long will it take to reach $20 million and retire early

  • January 15, 2026
The poster has $7M net worth and $350K liquid annual income but saves only $6K yearly due to…
PPersonal finance
I’m 42 and single – I’ve been able to save over $3 million for retirement but now I’m struggling to find motivation
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I’m 42 and single – I’ve been able to save over $3 million for retirement but now I’m struggling to find motivation

  • January 13, 2026
Gatot Adri / Shutterstock.com A 42-year-old with $3M saved could generate $111K annually at a 3.9% withdrawal rate.…
PPersonal finance
Why you should spend more than 4% in retirement, even if the math says no. Are you thriving or just surviving?
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Why you should spend more than 4% in retirement, even if the math says no. Are you thriving or just surviving?

  • December 26, 2025
When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden…
PPersonal finance
Ramsey’s 8% Retirement Rule Sounds Nuts At First
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Ramsey’s 8% Retirement Rule Sounds Nuts At First

  • December 16, 2025
fadfebrian / Shutterstock.com Dave Ramsey recommends an 8% annual withdrawal rate for retirees who invest 100% in stocks.…
PPersonal finance
'The Less Money You Spend, The Earlier You Can Retire'
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‘The Less Money You Spend, The Earlier You Can Retire’

  • November 30, 2025
Financial personality Vincent Chan recently laid out how to retire with a $500,000 portfolio. It may sound counterintuitive…
PPersonal finance
I just retired at age 61 and left my $145,000 salary – how much can I pull from my nest egg every year without the fear of running out of money?
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I just retired at age 61 and left my $145,000 salary – how much can I pull from my nest egg every year without the fear of running out of money?

  • November 8, 2025
Canva | Rido and bjdlzx from Getty Images Signature Running out of money in retirement is one of…
PPersonal finance
Yahoo lifestyle home
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The Rules of Retirement Are Changing— How It Can Impact Your Home and Savings

  • September 9, 2025
Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first…
PPersonal finance
Here’s the original author’s new retirement advice
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Here’s the original author’s new retirement advice

  • August 19, 2025
For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out…
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